The question of how to qualify for Social Security disability isn’t easily answered. Qualifying for Social Security Disability Insurance (SSDI) is a complex process, and who qualifies for Social Security disability and how much they might get will depend on the details of each person’s individual work history and medical conditions.
What qualifies you for Social Security disability? One of the key requirements is that you must be younger than full retirement age, which is between 65 and 67 depending on your year of birth. At retirement age, you can receive the higher dollar amount out of your Social Security Disability or retirement benefits but not both at the same time. Before retirement age, you can seek disability benefits.
Your work history also is a major factor in qualifying for Social Security disability. You must have been employed in your lifetime and paid federal taxes, which means you’ve paid money into the Social Security Administration (SSA) system.
To qualify for Social Security disability benefits, you also must have a mental or physical impairment that’s serious enough to render you disabled and unable to work and earn a legitimate income. You must be both currently disabled and unable to work in order to qualify for disability payments. Even if you suffer from an illness, if you currently perform a substantial gainful activity (SGA) and make a legitimate income, you will not qualify for SSDI. The SSA will determine if you can perform past relevant work that you once did. If so, such residual functional capacity (RFC) will disqualify you for SSA benefits.
Even if you no longer can perform past relevant work, the SSA determine if you have transferable skills to adapt to different work if you’re younger than 50.
Also vital is considering what disabilities qualify for Social Security disability. Your impairment must match a long list of mental or physical impairments covered by the SSA. Keep in mind that it’s not enough for your physician to declare that you are disabled. The SSA must apply its own criteria for you to qualify.
Our law firm helps people ages 50 or older, to seek SSDI benefits. We can help you get benefits if you have been unable to work for a year or longer due to your medical conditions and if you have worked the last 5 out of 10 years to seek Social Security benefits.
Our firm can help you determine if your impairment is among those which qualify for SSDI payments. However, you still may file a claim and state your case for SSDI benefits if your particular impairment isn’t on the SSA’s list.
Our experienced disability lawyers know how to navigate these waters. Let us help you fight for your disability benefits. Contact us today.