Lawyer Pages

A Hurricane Ike insurance fraud lawyer can help

The Texas Gulf Coast suffered billions of dollars in damages and losses due to the Sept. 13, 2008 onslaught of Hurricane Ike. Now Texans must recover and rebuild, which means many must rely on the property damage insurance coverage for which they paid. However, some insurance companies are denying, delaying or underpaying such coverage.

If you or a family member are a victim of Hurricane Ike insurance fraud for your property damage, contact a Hurricane Ike insurance fraud lawyer with Jim S. Adler & Associates today. The established Texas law firm, which includes offices in Houston and Channelview, has Hurricane Ike insurance fraud attorneys ready to help you with your property damage claim.

Jim S. Adler & Associates offers a free case review.

Be wary of insurance fraud on your property damage claim

If you suffered property damage during Hurricane Ike, you should be wary of several responses -- or lack of responses -- from your insurance company.

After your insurance provider has received all information and items required of you, that provider has a limited time to accept or deny your claim. An insurance provider which delays taking such action is performing in bad faith and should be held accountable.

In fact, such an insurance provider may be required by law to pay additional damages to you for denying payment on a valid claim, provided it is found at fault. Such damages are a percentage of your original claim and are paid on top of your property damages.

Also be wary of insurance adjustors who offer a quick settlement of your claim for considerably less money than you are owed. In effect, such an offer is an insurance company's way of paying itself instead of you, by keeping the full amount of money to which you are rightly entitled. You should insist on being paid the full amount of your property damage claim to which you are due under the terms of your policy.

Denying property damage claims is big business

Such denial of paying claims, or fully paying claims, can be big business for the insurance industry. Every dollar rightfully owed but not paid is profit for that industry.

In a recent two-year period in Florida, for instance, it's estimated that the state suffered to such a degree after four major storms that $36 billion in insurance claims was owed. However, only $15 billion in insurance premiums was collected. That amounts to a $21 billion profit for the insurance industry, all due to refusing to pay property damage claims which it rightly owed to those who'd purchased policies.

Call a Hurricane Ike insurance fraud attorney today

A Hurricane Ike insurance fraud attorney with Jim S. Adler & Associates can work to ensure that you are not cheated out of money you are rightfully owed for your property damage insurance claim. A Houston hurricane insurance fraud lawyer or property damage lawyer with the law firm is well versed with laws protecting the insured from insurance fraud and will fight for you to claim fair and just compensation for your claim.

Contact a Hurricane Ike insurance fraud lawyer with Jim S. Adler & Associates for a free case review and start the process of claiming the recovery to which you are entitled from your insurance policy. You paid hard-earned money for that property damage policy, and that should have ensured you'd be protected in the event of a catastrophic event such as Hurricane Ike.

If your insurance provider is delaying, denying or underpaying such payment, a Texas hurricane property damage lawyer can help you. Learn more on the law firm's News and Views blog. Then let a Texas hurricane insurance fraud lawyer assist you in receiving the coverage and protections you are rightfully owed.

DISCLAIMER: While licensed to practice law in the state of Texas, the law firm of Jim S. Adler & Associates, located at 3D/International Tower, 1900 West Loop South, 20th Floor, Houston, Texas 77027, also works with local and outside attorneys in other states, as appropriate, to litigate claims, including the states listed below:

Jim S. Adler & Associates also has offices at City Place Building, 2711 North Haskell Ave., Suite 2100 LB40, Dallas, Texas 75204-2887; Bank of America, 12605 East Freeway, Suite 400, Houston, Texas 77015-5619 (serving Channelview, Texas); and San Pedro Plaza, 7330 San Pedro Ave., Suite 700, San Antonio, Texas 78216-6237.

HURRICANE IKE INSURANCE FRAUD ARTICLES...

Insurance tips from a Houston hurricane property damage lawyer

Was your home or business hit hard by Hurricane Ike? If so, you need to file an insurance claim as soon as possible. That means taking certain measures.

First, alert your insurance carrier that you are reporting a claim. You may have separate carriers for homeowners and flood insurance, which will mean contacting agents for both. Or you may run a business, which means you should contact your business interruption insurance carrier.