A Houston hurricane insurance fraud lawyer can help you
From homeowners to businesses, those who suffered from Hurricane Ike have a lot of cleanup to do — and a lot of insurance claims to file. But sadly, insurance coverage isn’t always promptly or adequately paid. If you have trouble with hurricane insurance fraud, you may need a Houston hurricane insurance fraud lawyer with Jim S. Adler & Associates.
Many businesses have business interruption insurance, which covers their losses when they are forced to shut down temporarily due to circumstances such as a fire or hurricane. Their business interruption insurance normally should provide coverage for lost net profits, as well as for continuing expenses related to the interruption.
If their insurance provider is slow to respond or tries to underpay, these businesses may have a case of insurance fraud. Businesses also must be wary of coinsurance penalties for under-insuring, in which the insurance company applies a deduction to the claimed loss. This may or may not be an applicable deduction.
Homeowners who have suffered hurricane or flood damage also may face difficulty in getting insurance companies to provide the coverage for which they have paid in their policy. This constitutes a breach of contract and means the homeowner can sue the insurance company for damages, including punitive damages.
If you need a Houston hurricane insurance fraud lawyer, Jim S. Adler & Associates is here to help. Contact the law firm today for a free case review — and ensure that your case will be properly handled.
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I am frustrated by my new insurance company! I have an email stating a false deductible amount. (She said it was a typo!)I got a letter stating that they won’t fix my fence or a pane of glass or refrigerated food loss. They say they all fall under a deductible. The policy revisions are longer than the orginal policy and contradict each other. She said they would pay for debris removal but has not taken any action to update my estimate to included debris removal. End result: my damage is less than my deductible. I do not think this policy, the way it was represented to me, is comparable to my neighbors policies.
I received a letter stating that my fence damage was due to “wind damage” She said it was another typo and admitted that yes, a tree fell on my fence. I have pictures.
Do I have to pursue this or not?
Thanks,
nora