From homeowners to businesses, those who suffered from Hurricane Ike have a lot of cleanup to do — and a lot of insurance claims to file. But sadly, insurance coverage isn’t always promptly or adequately paid. If you have trouble with hurricane insurance fraud, you may need a Houston hurricane insurance fraud lawyer with Jim S. Adler & Associates.

Many businesses have business interruption insurance, which covers their losses when they are forced to shut down temporarily due to circumstances such as a fire or hurricane. Their business interruption insurance normally should provide coverage for lost net profits, as well as for continuing expenses related to the interruption.

If their insurance provider is slow to respond or tries to underpay, these businesses may have a case of insurance fraud. Businesses also must be wary of coinsurance penalties for under-insuring, in which the insurance company applies a deduction to the claimed loss. This may or may not be an applicable deduction.

Homeowners who have suffered hurricane or flood damage also may face difficulty in getting insurance companies to provide the coverage for which they have paid in their policy. This constitutes a breach of contract and means the homeowner can sue the insurance company for damages, including punitive damages.

If you need a Houston hurricane insurance fraud lawyer, Jim S. Adler & Associates is here to help. Contact the law firm today for a free case review — and ensure that your case will be properly handled.

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