You’re injured — what time is it? It’s HAMMER TIME


Your car was just rear-ended by a distracted motorist blabbing on his cell phone and now — through no fault of your own — you’ve got bills to pay for damages. What time is it? It’s HAMMER TIME.

You’ve waited months for your insurance company to make good on its policy and pay for your property damage after Hurricane Ike or some other calamity — and now you’re still waiting. What time is it? It’s HAMMER TIME.

Your child was injured in a Yamaha Rhino accident when the ATV rolled over on a flat surface due to manufacturer design negligence, and now she faces surgery. What time is it? It’s HAMMER TIME.

Your loved one suffered a near-fatal overdose of powerful narcotic fentanyl from a defective Duragesic pain patch, and now requires special care. What time is it? It’s HAMMER TIME.

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Blaming ‘pollution’ for fire deaths is a poor insurance claim


“You’re in good hands” begins a familiar insurance company slogan. To be sure, insurance providers like to be viewed that way — as reliable, helpful protectors of your financial security and peace of mind.

But though some insurance companies certainly provide such service, others may betray a resolve to keep every dime they get from policy holders, even when such money rightfully should be paid out.

Take Great American Insurance Co., which is trying to wriggle out of a potential $25 million liability for a 2007 Houston office fire in which three people died.

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Hurricane Ike is a memory, but insurance fraud continues


It’s been almost three months since Hurricane Ike devastated the Texas Gulf Coast, and hard-hit residents still stagger under the weight of enormous costs to restore their homes. The culprits? In too many cases, it’s balky insurance companies, which delay or deny payments in order to keep the money for themselves, drawing interest on it in the process while homeowners suffer. But even when an insurance company does issue a check, it seems some Texans are finding it tough to collect.

That’s because too many insurance companies are issuing recovery checks to the mortgage company holding the lien, not to the homeowner. Or sometimes the checks are written out to both the mortgage company and the homeowner. But often that check goes only to the mortgage company, which cashes it and keeps the money, or at least slows down its dispersal to desperate homeowners.

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A Houston hurricane insurance fraud lawyer can help you


From homeowners to businesses, those who suffered from Hurricane Ike have a lot of cleanup to do — and a lot of insurance claims to file. But sadly, insurance coverage isn’t always promptly or adequately paid. If you have trouble with hurricane insurance fraud, you may need a Houston hurricane insurance fraud lawyer with Jim S. Adler & Associates.

Many businesses have business interruption insurance, which covers their losses when they are forced to shut down temporarily due to circumstances such as a fire or hurricane. Their business interruption insurance normally should provide coverage for lost net profits, as well as for continuing expenses related to the interruption.

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