Many people pay money into Social Security for most of their adult lives. Then, when they reach 65, they’re eligible to start getting some of that money back.

But what if you have a physical or mental disability which prevents you from working and you haven’t yet reached 65?

In that case, you need Social Security Disability Insurance payments. But a big problem is that such payments can be elusive. In fact, as much as 75 per cent of such claims are initially denied on technicalities.

Indeed, the federal government doesn’t make such claims easy on you. In fact, getting SSDI payments puts you in a position that’s the opposite of being put on trial. In effect, you are guilty until proven innocent -- guilty of not deserving SSDI payments until you can prove that you do.

To make such proof stand up -- and get the money you need and deserve -- you can engage a knowledgeable SSDI lawyer, preferably one who’s also a member of the National Organization of Social Security Claimants’ Representatives (NOSSCR). And you can find such an SSDI attorney at Jim S. Adler & Associates.

But how can you know that you have a strong chance of qualifying for SSDI payments and that you should, in fact, notify a Social Security Disability lawyer?

First, be aware of certain factors which the Social Security Administration will weigh in considering your case.

For instance, do you suffer from a severe physical or mental impairment? This must be the case for you to meet SSDI qualifying standards.

Next, are you currently performing substantial gainful activity? In other words, are you employed? If you are, and if you’re earning enough to constitute a legitimate income, then you may not quality for SSDI payments.

Another question concerns whether you can perform “past relevant work.” This means work which you once performed and still could perform today. If you can perform such work, then this “residual functional capacity” (RFC) may disqualify you for SSDI payments.

In a more general sense, can you claim rightfully that, because of your education, age, work experience and RFC, you are unable to do other work? If you can, then you may qualify for SSDI payments -- and the older you are, the better. Being 50 or older, but not yet 65, is the ideal range

You also may need to find a corresponding “listing” by the Social Security Administration of your disabling mental or physical problem. For instance, you may suffer a certain form of paralysis, and if that’s on the listing, it enables you to qualify.

But even if your disability doesn’t directly conform to a listing, you still may qualify. An SSDI lawyer can help you determine this -- among other things.

Facing up to federal government nay-sayers is a task you shouldn’t undertake alone -- not when you can engage a skilled Social Security Disability lawyer from the Adler law firm.

Give us a call today at 1-800-505-1414, or fill out and send us the free case review form on this Web page, and we’ll do our best to help you get the money you deserve for your Social Security Disability Insurance claim.