Jim Adler | The Tough, Smart Lawyer

After a car wreck you may be asking, “What are the different types of car accident claims?” This question can apply to your insurance claim or, if needed, a personal injury lawsuit after a car accident.

Such claims can take a variety of forms. Many are personal injury claims or bodily injury claims. In fact, claims from car wrecks are the No. 1 type of personal injury claims in the United States.

Indeed, about half of all car accidents result in personal injury claims. These claims first can be made to insurance carriers, but many also wind up as lawsuits.

Bodily Injury Can Mean Head Injuries

Bodily injuries can take many forms, including neck or head injuries, broken bones, burns, amputations, paralysis or permanent disability.

For these or even minor injuries, it’s important that victims seek help from a medical professional as soon as possible. Such medical evaluations can be vital as evidence in a car accident lawsuit.

Medical evaluations enable doctors to design treatment regiments which allow accident victims to recover from their injuries. You should not wait to get a medical evaluation, but rather do so immediately after you sustain injuries in a crash.

Sadly, some collisions are so severe that victims die. In fact, about 30,000 Americans each year die in car accidents. Car accident deaths can be the basis of a wrongful death claim against the at-fault party’s insurance or an automaker.

Our law firm handles claims for car accident injuries or deaths, but not claims for property losses in car wrecks.

Negligence Can Be a Key to Your Case

The other party’s negligence is key to a successful claim. Therefore, it’s important for your family member’s injury or death claim that they were not at fault in the crash, but instead the other driver was negligent. That can be indicated on a police report from the accident scene. But even if such reports are inconclusive or place the blame on your family member, they may be able to seek financial compensation by shifting the liability, or blame, to the other driver.

When another driver causes a collision by failing to act as a reasonably prudent person would have done under the circumstances, in legal terms that driver is said to be “negligent.” Your car accident lawyer can help you to establish that the other driver’s negligence caused your injury. Establishing that the other driver’s negligence caused your injuries is often key to your case.

Car accident claims can stem from a variety of traffic accident types. These include head-on collisions, rear-end accidents, T-bone or side impacts, auto-pedestrian accidents, motorcycle accidents, 18-wheeler accidents, bicycle accidents, drunk driver crashes, distracted driver crashes and hit-and-run crashes.

Injuries from such accidents can be minor or they can be severe — and extremely costly.

You may need extensive medical treatment or hospital care for your injuries. You also may need lengthy rehabilitation and recovery for your injuries. You may lose valuable time at work due to your injuries. You may lose the ability to perform many functions of daily living and may experience pain and suffering, mental anguish or disfigurement from your injuries. All of these losses are costly, and we can help you financially recover from them and get you the compensation you deserve.

Car Accident Claims May Need Legal Help

When you file a car accident claim with an insurance company, you can seek compensation for such losses. But insurance companies often try to deny, delay or underpay what they owe. To combat these tactics, you need a personal injury lawyer to act on your behalf, by seeking the payments you are owed via negotiating with the insurer, or perhaps by filing a lawsuit to collect such payments to which you are legally due.

When you seek compensatory damages for a car accident, that means you want to be compensated, or paid back, for your losses or damages. These can be economic damages to cover your out-of-pocket expenses and losses due to bodily injury, or they can be non-economic damages to compensate you for your pain and suffering or mental anguish. Both types of damages can be claimed after a car accident.

Additionally, in extreme cases you can seek punitive damages, which are a form of punishing the person or persons whose negligence led to your injuries and your financial losses. Punitive damages can come when the injury is due to such causes as reckless or dangerous actions by the other driver, such as driving while intoxicated.

Notify our law firm today for help with car accident claims. Call us or use our online form and we’ll quickly provide you with a free case evaluation. Then you can decide how you want to proceed.

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