Jim Adler | The Tough, Smart Lawyer
By Jim Adler April 3, 2017

five reasons not to handle your own case
Photo by grinvalds (iStock by Getty Images)

If you’re among the millions of Americans injured in car wrecks which weren’t their fault, you have a legal right to claim payments for your injury costs, likely from the at-fault driver’s insurer. Is this a do-it-yourself project? It shouldn’t be. Rather, be advised of five reasons you shouldn’t try to handle your own injury case.

Reason #1: Insurance Companies Are Not Your Friend

Most likely you’ll seek payments from the insurance company of the at-fault driver. If that driver lacks insurance and you bought uninsured motorists coverage, you can seek payments from your own insurer. But either way, insurance companies are not your friends — despite the millions they spend on TV ads to make themselves look friendly.

Insurance companies exist to make money — not to do all they can to pay you every cent you’re owed when a bad driver hurts you. Yes, you paid for a policy. But the insurer would prefer keeping as much of that money as possible.

Whether your claim is made by yourself or by an injury lawyer acting in your behalf, it’s likely to be met with an adversarial stance by the insurer. It may try to minimize your injuries and delay, underpay or refuse to pay your injury costs.

On CNN, Anderson Cooper filed an investigative report called “Insurance Companies Fight Paying Billions in Claims.” It showed how insurers make extreme efforts to prevent accident victims from collecting payments they are rightfully due after spending their hard-earned money on insurance policies.

An experienced car wreck lawyer with Jim Adler & Associates deals with insurance adjusters daily. We know their tricks and how to claim the maximum fair payments you are due. If you try to handle your own case, it’s likely the insurance company will take advantage of you.

Reason #2: Insurance Adjusters Will Try to Trick You

If you act alone, adjusters will call you and record the conversation while trying to get you to say things which diminish your claim that the other driver was at fault. Adjusters also will try to diminish the nature and extent of your injuries.

“Are you feeling better now?” an adjuster may ask. “Yes,” you may answer — giving the adjuster a way to assert your injury wasn’t that bad. See how easy that was?

Indeed, anything you say to the adjuster can come back to haunt you when a settlement — if any — is made.

An injury lawyer can represent you in dealing with adjusters and can avoid the common traps they set for unsuspecting individuals.

Reason #3: You Won’t Get as Large of a Settlement

If you represent yourself, it’s extremely unlikely you’ll receive as large of a settlement — if any — compared to having a professional auto accident attorney lead the way. In fact, independent studies and studies by insurance companies themselves confirm this.

Allstate Insurance Co. issued a training manual to its adjusters in the 1990s emphasizing the importance of convincing claimants to represent themselves rather than engaging an injury lawyer. For settlements under $15,000, Allstate found that persons who represented themselves wound up receiving less than half the money gained by those who had attorneys.

Allstate’s own studies also found that injury lawyers in general recovered two to three times more than claimants who represented themselves in insurance negotiations.

Also, a 2003 study by the industry’s Insurance Research Council found that 79 per cent of all payouts went to the 47 per cent of claimants who were represented by attorneys. That means more than half of all claimants — those who did not hire an attorney — received just 21 per cent of all payouts.

Reason #4: After Paying an Attorney, You’ll Still Get More Money

Even after your injury attorney collects a fee from a portion of your settlement, you should receive more money thanks to having an attorney than if you’d handled your case by yourself.

First, your car accident lawyer with Jim Adler & Associates only gets paid by winning your case — that is, gaining payments for you via negotiations or perhaps a lawsuit. And when that settlement is reached, your injury lawyer only will be paid a portion of the settlement, and nothing from your own pocket.

You’ll then receive the remaining, larger amount of the settlement, which will be geared to cover your medical bills, lost wages and pain and suffering. Even after your lawyer is paid, you should receive more payments than if you’d tried handling your claim by yourself.

Reason #5: A Lawyer Knows What Your Injury is Worth

If you suffered a back injury, a neck injury, a cut, a broken bone or one of many other types of injuries in a car accident, do you know what that particular injury is worth? That is, how much money should you be able to claim for your losses due to your injury?

You may have no idea, but your injury lawyer knows the worth of your injury in negotiating a settlement with an insurer. Such knowledge comes from years of experience handling such cases on a daily basis.

An insurance adjuster is more likely to offer a fair settlement when faced with a tough negotiator in the form of an Adler personal injury lawyer. The adjuster knows that, if he or she fails to make a legitimate offer, the lawyer can file a injury lawsuit to claim the payments anyway.

Your insurance company may not be your friend, but your Adler injury lawyer is. As Jim “The Texas Hammer” Adler says, “Your injury attorney will be in your boat rowing in the same direction you want to go.”

These and other advantages make it clear your claim is in better hands with an injury lawyer than if you try handling your case by yourself. Contact us today, and let’s get started with a free legal review of your case.

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I went to the office and everyone was so considerate and professional , so my first impression was good, I felt like I was in good hands. Then I received a call from Vanessa Garcia, she was on top of EVERYTHING! I never had to call her, she always called me. She even called to see how I was doing , and if I needed help with anything. That is why I have absolutely no worries.read more
13:42 01 Jun 17
My lawyer Bill Adler and case manager Iris Sanchez are amazing! They constantly call and check on you . They keep you up to date through the process. They care about you as a person and not just a client. The wreck was a life changing experience that I've never been through before. I'm just glad I had the right people like Bill Adler and Iris Sanchez to help me through it. Truly satisfied.Thanks and God bless y'all!read more
Tierra Clark
Tierra Clark
18:52 19 May 17
I was dropped from a previous law firm regarding my case before I called Jim Adler. They immediately took up my case and worked hard on it - I was always up to date with each step they took and the benefits or consequences of each. In the end, I am highly satisfied with the outcome and would not have it any other way. It took some time but I truly appreciate and want to thank everybody who helped me on this journey and worked tirelessly on it.read more
Tori Barroga
Tori Barroga
14:17 11 May 17
I am a Patrol Deputy for the Sheriff Office and while working one night, a drunk driver crossed the center stripe on the highway and struck my patrol vehicle head on with his pick up truck. Needless to say we (the drunk driver and I) were both lucky to survive, as the accident occurred at highway speeds. Following my release from the hospital, I knew that I would need to have someone represent me. My employer was happy to represent me in regards to prosecuting the driver for criminal charges but, can do little in respect to the recovery of financial losses for medical bills, pain and discomfort, time lost from work etc... This is how my relationship with Jim Adler and Associates began. Yep, you probably guessed correctly when you think of what made me choose the "Texas Hammer" to represent me. Those half obnoxious, half way entertaining commercials and radio announcements most Texans have been seeing and hearing on the TV and radio for years instantly came to mind. Yes, I wanted to "hammer" this S.O.B. for trying to kill me but, more importantly I was worried about the costs associated with the life long injuries I had sustained as a result of this drunk driver's negligent behavior. I contacted Jim Adler and Associates and so began our relationship. I was immediately surprised by the prompt attention and the expression of genuine concern for my well being that I received from the employees of Jim Adler's office. Now as you can imagine, lawyers are not a breed that is held in very high regard by people in my profession but, my experiences with Jim Adler's office and his employees have forced me to amend my way of thinking, at least on the civil side of the house anyway. I have to chuckle when I say that because my experience as a client of Jim Adler's firm has been exceptionally pleasant. So before I venture down one of the stereotypical and infinite number of rabbit holes associated with the relationship between members of law enforcement and lawyers; I will do my best to stay focused on my experience with Jim Adler & Associates. Upon being informed that my case had been accepted by Jim Adler's office; I was contacted by Iris Sanchez who informed me that she was to be my case manager and any questions, comments and concerns could be directed to her. I was pleasantly surprised to receive regular calls from Iris assisting with my medical appointments and future follow up appointments. Iris had informed me that Jim Adler's son, Bill Adler would be handling my case and I was even more surprised to receive several calls from Bill to discuss my case. Now you might be thinking "what's the big deal" with the person who is representing you contacting you? In reality, you are correct in that it isn't a big deal but, what is noteworthy and what separates Jim Adler's Office from the multitude of other lawyers is the genuine expressions of concern and the desire Bill Adler conveyed to me to do their best to help me. I felt an immediate connection and instantly realized I had made the correct choice in contacting Jim Adler & Associates to handle my case. One thing I think lawyers and police officers can agree on is the proverbial wheels of justice turn very slowly. Months go by and our professional relationship is never neglected. Through the unwavering attention of Iris Sanchez and Bill Adler himself, I never felt "out of the loop" so to speak and always had a clear understanding of where my case was at in regards to the legal process. In conclusion, I know my brief description of my experiences with Bill Adler and, his assistant Iris Sanchez, cannot provide the credit they deserve. Together they have done an outstanding job representing their firm/employer. If you are seeking a great firm to represent your legal interests and, take comfort in establishing a professional relationship that feels more like a friendship than a casual business acquaintance, then I highly suggest Jim Adler & Associates.read more
Erick Becker
Erick Becker
01:20 06 May 17
I am very happy with Jim Adler & Associates. I did not know anyone who has ever used the Law Firm before. The staff is very friendly and treated me as if I were family. At times it got very stressful being without a job. They helped me when I was confused about the process. Mrs. Theresa Rodriguez stayed in contact with me constantly. Checking on me to see how I was doing and to let me know how things were going on there end. The Attorneys that handled my case know exactly what they are doing to take good care of me. Thank You so much Attorney's Mr.Michael Gomez and Mr.Trey Smith.read more
Bernard Orozco
Bernard Orozco
17:16 23 Feb 17
Jim Adler only offer nothing less than a great experience. They are a very well-established organization. They are outstanding on keeping you up to date with cases. There's no beating around the bush with this organization as they are only straight forward with the whole process. They treat their customers like family as well as go above and beyond to fight cases for you only leaving you with nothing but the best experience. Easy 5-star rated organization. I would highly recommend this one organization you not look over.read more
Lorenzo Preston
Lorenzo Preston
17:23 26 Jan 17
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