People who have been in a car accident aren’t looking for more trouble. They don’t want to hear excuses, and they certainly don’t want to argue over whose fault it is, how much repairs should cost, or who should be paying their medical bills. Unfortunately for many people, the car accident itself is only the beginning of their hassle.
When you’re hurt in a car accident and file a claim against the other driver’s insurance company by yourself, there’s no guarantee you’ll receive fair compensation. The insurance company may look for excuses to avoid paying you what you’re legally owed; it may even claim the accident was your fault and not the other driver’s! When that happens, you need a lawyer who can win your case, prove whose fault the accident is, and get you the money you need to fix your car and pay your medical bills.
Jim Adler is that kind of lawyer!
When the insurance company is considering who to blame for your accident, it isn’t going to take your word for it. Proving fault depends on collecting the right evidence, and that begins as soon as the wreck occurs.
Remember to take pictures at the scene of the wreck, both of the vehicles involved and the scene itself. Record the names and contact information for any witnesses and take notes about what they saw.
If possible, make sure the police are called to the scene. An official police report is an important piece of evidence, because the police might have an opinion as to whose fault the accident was, and this opinion can be very persuasive to the insurance company.
The insurance company will review all the evidence and decide whose fault it thinks the accident is. Frequently, it will blame both sides and assign a percentage of fault to both drivers. But it’s not doing so to be fair, it’s doing so because in Texas, even a small percentage of fault on you can reduce how much money you recover for your accident.
Under Texas law, the amount of money a person can recover after an accident is reduced by his or her percentage of fault. So even if everybody agrees you were hurt in your car wreck, the more the insurance company says you’re to blame for your injuries, the less it will pay you. And if the insurance company says you’re 51% or more to blame for the accident, it won’t pay you any money at all!
Fortunately, insurance companies don’t have the last word on who is at fault in an accident – courts do. But insurers don’t change their minds about fault unless a court tells them to, or they get afraid one will. That’s why it’s so important to hire a lawyer to fight for you!
Together, the attorneys at Jim Adler & Associates have decades of experience proving fault to insurance companies. They know how to hammer your case to maximize your recovery and get you the compensation you deserve.
That’s why insurance companies hope you don’t
hire a lawyer after a car wreck. They know that if you don’t, your case will be easier and they’ll end up paying you less.
Don’t fight the insurance companies alone! Don’t accept less! Hire Jim Adler & Associates – the Tough, Smart Lawyers!
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