The answer is yes. A person who suffers bodily injuries due to another’s negligence can file a claim with the at-fault party’s insurer. Some types of claims are bodily injury and property damage.
Additionally, those who have auto insurance, which is required by the state of Texas, certainly can file car accident claims with their own insurer. Then, if an insurance company fails to provide payments which are legally due, a policy holder can file a lawsuit to recover damages.
Filing claims or lawsuits can be done with help from our law firm. We have skilled, knowledgeable and experienced car accident attorneys and injury lawyers who can negotiate a settlement with an insurance company or, if necessary, file a lawsuit on your behalf. Make no mistake: A car accident lawyer can help you file a claim and answer the questions you may have.
It’s important when you file a claim that you were not at fault in the car crash. It’s also important that you carry uninsured motorists coverage (UM) and underinsured motorists coverage (UIM) as part of your policy.
UM coverage allows you to make a claim if the at-fault driver lacks insurance, while UIM coverage allows you to make a claim when the at-fault driver lacks sufficient limits to cover your damages. These types of policies can be crucial in enabling you to collect the damages you are due.
With that in mind, it’s important that you don’t admit fault to anyone, even a police officer. If you’re asked to sign a ticket, sign it — that’s the law. But this does not constitute an admission of fault.
While it’s important to file a claim promptly with an insurance company, it’s also important to get help from a personal injury lawyer or car wreck attorney before answering the insurance company’s questions. Your car accident lawyer can help guide you when you’re contacted by insurance adjusters. As you may be aware, an adjuster’s job is to minimize your damages and benefit the insurance company.
If involved in a car accident, you should not wait until your injuries have healed or your treatments have been completed before filing a car accident claim. Timing is critical. The amount you are owed for your injuries can be calculated even while you are still recovering from a car crash.
As you can see, there are many factors to take into account when you file a claim. That’s why it’s important to engage a car wreck attorney who’s experienced with car accident claims and knows how to protect your legal rights.
Notify our law firm today for a free case evaluation. Then you can decide if you want to proceed with our help for your car accident claim.