Jim Adler | The Tough, Smart Lawyer

Recovering financially after a car wreck may depend on whether or not you purchased special coverage with your auto insurance carrier to protect you against uninsured motorists (or UM). UM coverage applies when the other driver lacks any insurance or is an excluded driver under the policy or there is a coverage issue. Estimates of the total number of insured motorists in Texas are often above 10 percent, despite the fact that’s it’s required by law and that uninsured drivers in Texas may lose their license. If you don’t have any coverage to protect you from this population, you might find it difficult to file an uninsured driver claim with your car insurance company.

If you lack UM coverage and are hit by an uninsured driver, you still have options, just not as many. One option is to file a lawsuit against the at-fault driver who lacks insurance. But if a driver lacks insurance, they may also lack the financial means to pay up after a verdict.

Even if you have UM coverage, your insurance company may try to avoid paying for your losses. Insurance companies don’t get rich by routinely giving clients everything they deserve, particularly for an uninsured injury that wasn’t their client’s fault. If an insurance company refuses to pay a legitimate UM claim, you need the help of an experienced car-related injury attorney.

A Car Wreck Attorney Can Help

Before you start down any road toward claiming compensation, get a UM claim attorney. They can help you navigate the choppy waters of a case in which the at-fault driver lacks insurance or claims to lack insurance. That’s right: Some drivers may lie and claim they aren’t insured, even when they are. That way, they can avoid having a costly claim filed against their insurance policy, which then would likely raise their rates. Your UM injury lawyer can help locate such a policy, perhaps by telling the at-fault driver that they will face a civil lawsuit all alone if they don’t produce an insurance policy that covers them.

The bottom line is that you are highly encouraged to purchase uninsured motorist coverage that protects you. It can also help you in other ways, including if you’re injured by a hit-and-run driver who isn’t caught or if you’re hit as a pedestrian or as a bicycle rider by a driver who lacks enough insurance to pay. It also can help if you’re a passenger in a vehicle other than your own that is hit by an uninsured driver.

A Personal Injury Lawyer Can Handle Your Claim

In any event, your uninsured driver claim can include claiming payments to cover such damages as medical costs, lost salary, and mental anguish. Of course, even a car insurance policy protecting you against an uninsured driver will have limits to its coverage. You need to make sure you receive the full amount you are legally owed by your insurer, and to do that, you may need a professional, reputable injury lawyer to fight for your rights. Contact our Texas-based law firm, the home of Jim Adler, The Tough, Smart Lawyer®, expert car accident attorneys. If you need legal advice regarding uninsured driver accidents, contact us today to get a free case review. Let’s get started helping you with your case.

Back to FAQ page

FREE Case Review

Google Reviews

I went to the office and everyone was so considerate and professional , so my first impression was good, I felt like I was in good hands. Then I received a call from Vanessa Garcia, she was on top of EVERYTHING! I never had to call her, she always called me. She even called to see how I was doing , and if I needed help with anything. That is why I have absolutely no worries.read more
JASMYNE THOMPSON
JASMYNE THOMPSON
13:42 01 Jun 17
My lawyer Bill Adler and case manager Iris Sanchez are amazing! They constantly call and check on you . They keep you up to date through the process. They care about you as a person and not just a client. The wreck was a life changing experience that I've never been through before. I'm just glad I had the right people like Bill Adler and Iris Sanchez to help me through it. Truly satisfied.Thanks and God bless y'all!read more
Tierra Clark
Tierra Clark
18:52 19 May 17
I was dropped from a previous law firm regarding my case before I called Jim Adler. They immediately took up my case and worked hard on it - I was always up to date with each step they took and the benefits or consequences of each. In the end, I am highly satisfied with the outcome and would not have it any other way. It took some time but I truly appreciate and want to thank everybody who helped me on this journey and worked tirelessly on it.read more
Tori Barroga
Tori Barroga
14:17 11 May 17
I am a Patrol Deputy for the Sheriff Office and while working one night, a drunk driver crossed the center stripe on the highway and struck my patrol vehicle head on with his pick up truck. Needless to say we (the drunk driver and I) were both lucky to survive, as the accident occurred at highway speeds. Following my release from the hospital, I knew that I would need to have someone represent me. My employer was happy to represent me in regards to prosecuting the driver for criminal charges but, can do little in respect to the recovery of financial losses for medical bills, pain and discomfort, time lost from work etc... This is how my relationship with Jim Adler and Associates began. Yep, you probably guessed correctly when you think of what made me choose the "Texas Hammer" to represent me. Those half obnoxious, half way entertaining commercials and radio announcements most Texans have been seeing and hearing on the TV and radio for years instantly came to mind. Yes, I wanted to "hammer" this S.O.B. for trying to kill me but, more importantly I was worried about the costs associated with the life long injuries I had sustained as a result of this drunk driver's negligent behavior. I contacted Jim Adler and Associates and so began our relationship. I was immediately surprised by the prompt attention and the expression of genuine concern for my well being that I received from the employees of Jim Adler's office. Now as you can imagine, lawyers are not a breed that is held in very high regard by people in my profession but, my experiences with Jim Adler's office and his employees have forced me to amend my way of thinking, at least on the civil side of the house anyway. I have to chuckle when I say that because my experience as a client of Jim Adler's firm has been exceptionally pleasant. So before I venture down one of the stereotypical and infinite number of rabbit holes associated with the relationship between members of law enforcement and lawyers; I will do my best to stay focused on my experience with Jim Adler & Associates. Upon being informed that my case had been accepted by Jim Adler's office; I was contacted by Iris Sanchez who informed me that she was to be my case manager and any questions, comments and concerns could be directed to her. I was pleasantly surprised to receive regular calls from Iris assisting with my medical appointments and future follow up appointments. Iris had informed me that Jim Adler's son, Bill Adler would be handling my case and I was even more surprised to receive several calls from Bill to discuss my case. Now you might be thinking "what's the big deal" with the person who is representing you contacting you? In reality, you are correct in that it isn't a big deal but, what is noteworthy and what separates Jim Adler's Office from the multitude of other lawyers is the genuine expressions of concern and the desire Bill Adler conveyed to me to do their best to help me. I felt an immediate connection and instantly realized I had made the correct choice in contacting Jim Adler & Associates to handle my case. One thing I think lawyers and police officers can agree on is the proverbial wheels of justice turn very slowly. Months go by and our professional relationship is never neglected. Through the unwavering attention of Iris Sanchez and Bill Adler himself, I never felt "out of the loop" so to speak and always had a clear understanding of where my case was at in regards to the legal process. In conclusion, I know my brief description of my experiences with Bill Adler and, his assistant Iris Sanchez, cannot provide the credit they deserve. Together they have done an outstanding job representing their firm/employer. If you are seeking a great firm to represent your legal interests and, take comfort in establishing a professional relationship that feels more like a friendship than a casual business acquaintance, then I highly suggest Jim Adler & Associates.read more
Erick Becker
Erick Becker
01:20 06 May 17
I am very happy with Jim Adler & Associates. I did not know anyone who has ever used the Law Firm before. The staff is very friendly and treated me as if I were family. At times it got very stressful being without a job. They helped me when I was confused about the process. Mrs. Theresa Rodriguez stayed in contact with me constantly. Checking on me to see how I was doing and to let me know how things were going on there end. The Attorneys that handled my case know exactly what they are doing to take good care of me. Thank You so much Attorney's Mr.Michael Gomez and Mr.Trey Smith.read more
Bernard Orozco
Bernard Orozco
17:16 23 Feb 17
Jim Adler only offer nothing less than a great experience. They are a very well-established organization. They are outstanding on keeping you up to date with cases. There's no beating around the bush with this organization as they are only straight forward with the whole process. They treat their customers like family as well as go above and beyond to fight cases for you only leaving you with nothing but the best experience. Easy 5-star rated organization. I would highly recommend this one organization you not look over.read more
Lorenzo Preston
Lorenzo Preston
17:23 26 Jan 17
If you’ve been seriously injured, get The Tough, Smart Lawyer! ®
Get Help Right Now
Principal Office Houston, TX