Get clear answers to common questions about your injury, insurance, and the claim process. Insurance companies count on confusion to pay less. If you don’t see your question answered here, call us today for a free consultation.
It depends on the facts and the proof you can gather. A personal injury lawsuit is built on liability, causation, and damages supported by records and testimony. Clear photos, medical care, and provider notes can help, while gaps in treatment or disputed fault can slow progress. Some claims resolve before suit, while others require litigation.
Insurance companies will fight you every step of the way. They have teams of lawyers and adjusters working to deny or minimize your claim. They’ll question your injuries, dispute your bills, and use any gap in treatment against you.
Jim Adler & Associates investigates, preserves evidence, tracks bills and lost wages, and explains your options. We also evaluate defenses such as contracts and releases, including issues covered in liability waivers in Texas injury lawsuits.
Your first call should be to The Texas Hammer. We know how to counter insurer tactics and build cases.
Jim Adler & Associates explains fees up front in a written agreement before work begins. In personal injury cases, our fee is a percentage of the recovery. The percentage differs if a case settles or if a lawsuit is filed. If your case settles, our fee is 35%. However, if a lawsuit is filed, the fee is 40%.
All percentages are disclosed in writing, separate from court costs and expenses. We explain how costs are handled, what happens if there is no recovery, and when you will receive updates. We also honor your preferences for how and how often we communicate.
For Texas personal injury matters, the agreement states who pays costs as the case progresses. Firm policies can differ, so our focus is clarity—terms, timelines, and choices you understand before you sign. We make sure the terms make sense and that you know what to expect at each step.
Jim Adler & Associates, The Tough, Smart Lawyer, investigates what happened, identifies who may be responsible, and organizes records proving injuries and losses. We preserve photos and witness statements, request medical records and bills, and track deadlines so your file stays accurate. Our injury lawyers manage insurer contact, prepare a demand grounded in evidence, and explain each step if a lawsuit is required.
We battle big insurance on your behalf. That means taking over all communication with adjusters, countering their lowball offers, and refusing to back down when they try to blame you or minimize your injuries.
Depending on the facts, our attorneys coordinate with your doctors to clarify diagnoses and work restrictions. We document time missed, out-of-pocket costs, and how daily life changed. We also guide logistical issues, rental cars, treatment scheduling, and recovery.
We work with a vast network of doctors across Texas. If you need medical care and can’t afford to pay upfront, we can arrange a Letter of Protection so you get treatment now and the provider gets paid from your settlement. This protects you from financial hardship while you heal.
This work spans many scenarios, including crashes, falls, work injuries, and drunk- or distracted-driving incidents. We make it easy to work with us. We answer your questions in simple, easy-to-understand terms, return calls promptly, and keep you updated every step of the way. No hassles. We fight so you can heal.
Avoid guesses, exaggerations, and statements you cannot back up. Do not say “I am fine,” if you are still being evaluated, or “it was my fault,” before the facts are clear. Do not minimize pain, skip details, or hide prior injuries and claims. Tell your injury lawyer about past treatment, medications, and any recorded statements given to insurers.
Share every diagnosis and bill, even small ones. Do not discuss settlement amounts you found online. Do not post about the wreck on social media and then tell a personal injury attorney that nothing exists. Stay consistent between forms, emails, and visits.
Keep topics focused on the case. Straight facts and complete records help your lawyer evaluate your options.
There’s no typical amount. Settlements vary widely because every personal injury claim depends on facts, proof, policy limits, and treatment. But here’s what we know: victims with attorneys receive significantly higher settlements than those who negotiate alone. Studies indicate that legal representation in personal injury claims correlates with substantially higher recovery amounts.[1]
A personal injury lawyer looks at liability, medical records, bills, lost income, and how injuries affect daily life. Clear documentation and consistent care often make negotiations more productive, while disputed fault or ongoing treatment can prolong the process.
Insurance companies lowball unrepresented claimants. They know you don’t know what your case is worth, so they offer a fraction of fair value, hoping you’ll take it. They’re counting on your desperation, confusion, and lack of representation.
Jim Adler & Associates knows what your case is worth. We evaluate files using evidence, medical opinions, and decades of experience fighting Texas insurers. We don’t guess. We build demands supported by records, and we don’t settle until the amount reflects what you’ve been through, what you’ll face ahead, and is based on our experience.
Jim Adler & Associates uses a contingency fee, a written agreement. The percentage differs between a case that settles and one that goes to trial. If your case settles, our fee is 35%. If a lawsuit is filed, the fee is 40%. We explain the fee, when it might be adjusted, and how case costs are handled. We also clarify whether medical record fees, filing fees, or expert expenses are advanced and later reimbursed from any recovery. You receive a plain-language summary in writing and a copy for your records.
No upfront costs.* No fee unless we win.* You don’t pay anything to hire us. We advance all case costs, and we only get paid if we recover money for you. That means we’re invested in your success from day one.
How much you receive from a $100,000 settlement depends on the facts of your personal injury claim and the terms of your fee agreement. Typical deductions may include attorney fees, case expenses advanced by the firm, and medical bills or liens. A personal injury lawyer should explain each item in writing and give you updates. Ask for a simple summary that shows the gross amount, deductions, and the net to you.
Insurance, treatment status, and whether litigation was required can also affect timing and totals. If bills or liens are reduced, your net may change. Ask a lawyer practicing in Texas to walk through the math using your specific case. An attorney practicing this area can outline options for providers, liens, and closing the file so you understand what to expect.
Jim Adler & Associates fights to maximize your recovery amount. That includes negotiating medical bills and liens down whenever possible. Many providers will reduce their bills when a case settles, and we work to get those reductions so more money goes into your pocket.
Compensation depends on facts, coverage, and proof, not a label on the injury. In a personal injury lawsuit, damages reflect medical care, lost income, pain, and lasting limitations supported by records.
Catastrophic harm—such as severe burns, spinal cord trauma, or brain injury—can involve higher documented costs and long-term needs, but outcomes vary by evidence. Incidents like explosions raise questions about fault and safety standards. For example, in a Fort Worth hotel explosion, issues of fault, safety standards, and insurance coverage drove the analysis.
Jim Adler & Associates works with medical experts, life care planners, and other experts to document the full impact of catastrophic injuries. We don’t leave money on the table. We fight to recover every dollar your case supports.
Every personal injury claim is unique. There is no standard amount. Jim Adler & Associates reviews liability, medical records, bills, lost income, and how the injuries affect daily life. Coverage limits and liens also shape outcomes. Clear, consistent treatment and well-organized documentation usually make negotiations more productive.
Expect a written fee agreement that explains attorney fees. Jim Adler & Associates provides updates as bills change and liens are addressed. Our attorneys outline options for resolving balances and explain how timing or litigation may affect the result.
Renters insurance may include personal liability coverage, but whether it applies to an injury depends on policy language and facts. This differs from personal injury protection, an auto benefit. In rentals, insurers look to what happened, where it happened, and exclusions or limits. Keep bills, photos, and incident reports so the file shows what happened and the cost. Policy limits and deductibles can affect outcomes. Keep copies of notices.
If someone is hurt and a personal injury claim is made against you, notify your carrier and follow your policy. If you are injured, document treatment and time missed while the claim is evaluated.An experienced personal injury team can organize records and explain options. A personal injury attorney can outline how benefits interact with other coverages and deadlines.
Personal injury protection is an auto insurance benefit that can help pay medical costs and related expenses after a crash. It applies regardless of fault and may provide early payments while a claim is evaluated under personal injury law. PIP is separate from liability coverage and does not affect the determination of who caused the wreck or the value of the full claim.
Keep bills, explanations of benefits, and provider notes. Save receipts for prescriptions and travel so there is a record of what was charged and what was paid. Record dates and amounts of any PIP payments.
When questions arise, match personal injury needs with clear records and timely updates. With personal injury representation, coordinate benefits, track reimbursements, and avoid gaps that delay the case. For Texas personal injury matters, ask for guidance on how PIP interacts with other coverages.
Tax treatment depends on what the settlement pays for and how it is documented. Portions tied to medical care or lost income may be treated differently from interest. The final answer depends on your records and current rules, not a label. Keep bills, provider notes, and any closing statements so each category is clear.
If your personal injury claim resolves before or during a personal injury lawsuit, ask for a plain-language breakdown showing the gross amount, deductions, and payments made from the file. Share that summary with a qualified tax professional before you file returns, and ask questions about categories.
Yes, if you’re seriously hurt, fault is disputed, or the insurance company is pushing you to settle fast. Victims with lawyers get paid more. Significantly more. Even after paying attorney fees, you’ll likely take home more money with a lawyer than negotiating alone.
Insurance companies take advantage of unrepresented victims. They know you don’t know what your case is worth. They know you’re stressed, in pain, and facing mounting bills. They use that against you.
Jim Adler & Associates levels the playing field. We organize records, protect deadlines, handle adjuster calls, and build demands based on evidence—not guesswork. We explain options for negotiation or litigation so you can make informed decisions while you concentrate on getting better.
We review liability, gather bills and provider notes, and preserve evidence before it’s lost. Early guidance avoids gaps in documentation and keeps communication clear with adjusters and clinics. Your first call should be to The Texas Hammer. We offer a free consultation to review your case and explain the next steps before you decide. No obligation. No pressure. Just straight answers about your rights.
Mediation in personal injury cases is not automatically binding unless an agreement is reached. It is a confidential meeting with a neutral party who helps the parties discuss your case and possible terms. It helps avoid a trial.
It becomes binding only if everyone signs a written settlement stating the material terms. That agreement can be enforced and entered as a judgment in a personal injury lawsuit. Under personal injury law, the court may then cancel the trial.
Timelines vary because every personal injury claim depends on facts, treatment, and insurer response. A case may settle faster when liability is clear, injuries are well documented, and medical care has stabilized. Claims often take longer when treatment is ongoing, fault is disputed, or records and bills are incomplete. Court schedules and required negotiations can also add time.
Jim Adler & Associates helps you protect your rights early by preserving photos, gathering witness information, and keeping medical files current. We track bills and wage losses, respond to insurer requests, and present a demand. Our team provides regular updates so you know what documents are needed and why.
Contact Jim Adler & Associates immediately after a wreck if you have injuries, missed work, or questions about coverage.
Representation preserves critical evidence. That means photos and vehicle data, witness statements, and medical records gathered while details are fresh. Waiting even a few days can mean lost evidence and weakened claims.
Hire a personal injury attorney right away for:
Never give a recorded statement to an insurer before talking to a lawyer. They’ll use your words against you. They’ll ask leading questions designed to make you admit fault or downplay injuries. Once it’s recorded, you can’t take it back.
Choose Jim Adler & Associates, The Texas Hammer. We’ve been fighting for injured Texans for decades. That experience matters when you’re up against big insurance companies with unlimited resources.
We focus on cases like yours. Car crashes, truck wrecks, motorcycle accidents, slip and falls, workplace injuries, and wrongful death. This is what we do, and we do it well.
We make communication easy. You’ll know who manages your case, how often you’ll hear from us, and how we handle insurer contact. We answer calls, return messages promptly, and explain everything clearly—no legal jargon.
We’re transparent about fees and costs. You receive a written agreement that spells out percentages (35% if settled, 40% if suit is filed) and costs. No surprises. No hidden fees.
We serve clients in English and Spanish across Texas, with offices in Houston, Dallas, San Antonio, and Channelview.
You meet the personal injury attorney who will work your case. We set expectations for communication, deadlines, and next steps. Our job is to listen and answer your questions directly.
Settlement funds are issued by the insurer after a signed release. Payment goes to your attorney’s trust account. Attorney fees, case costs, and medical bills or liens are paid from those funds. The remaining net is issued to you by check.
Timing depends on when the check clears, when invoices arrive, and whether any reductions are negotiated.
If a personal injury claim is in litigation, the court may require filings to close the case. In a personal injury lawsuit involving a minor or a structured arrangement, additional approvals can apply.
Keep copies of bills, Explanations of Benefits (statements from your insurance showing what they paid and what you owe), and receipts for treatment after a slip or a fall so the record is complete. Ask for a written closing statement that shows the gross amount, deductions, and what you will receive. Talk with your lawyer about any disputed balances before disbursement.
After a wreck, you don’t have to sort this out alone. Personal injury protection (PIP) and, in some policies, medical payments (Med Pay) can help pay medical bills regardless of fault. Uninsured/underinsured motorist (UM/UIM) coverage helps pay if the at-fault driver lacks adequate insurance. Health insurance can also cover treatment under its rules. A driver’s liability coverage pays for injuries they cause to others, up to the policy limits, but does not cover that driver’s own medical bills.
Jim Adler & Associates explains how these coverages work together. These benefits can help along the way, but they do not set the full value of a personal injury case. We walk you through your options and answer your questions before you decide what to do next.
Absolutely yes. When you’re hurt and the insurer pushes back, hiring a lawyer is worth it.
Victims with attorneys receive settlements 3.5 times higher than those without. Even after paying attorney fees (35% to 40%), you’ll likely take home significantly more money with representation than negotiating alone.
Insurance companies know this. That’s why they rush to contact you before you hire a lawyer. They want to lock you into a low settlement before you know what your case is worth.
Obtaining representation early helps preserve evidence such as photos, vehicle data, and witness details before they fade. If negotiations stall, we can file suit and guide discovery and mediation with clear updates.
When injuries persist, fault is disputed, or paperwork piles up, our team keeps your claim moving and explains your options step by step.
We’re not a settlement farm. You’re not just a number. We care about your recovery and your future, and we don’t back down when insurers try to shortchange you.
There is no universal amount for how much to ask. A personal injury claim value depends on liability, medical care, lost income, and future medical needs. A personal injury lawyer reviews records and coverage limits, then frames a demand when treatment stabilizes. Timing can change as treatment evolves.
Include expenses to date, future care, and non-economic damages where supported. Document wage loss and out-of-pocket costs. Protect your rights by keeping bills, notes, and timelines current.
Start with a free consultation to discuss your case. Jim Adler & Associates offers free case reviews with no obligation. We explain how we’ll handle insurer contact, organize your medical records, and keep you updated throughout the process. Our team has decades of experience with car crashes, truck accidents, and fall injuries across Texas.
Jim Adler & Associates represents victims of negligence across Texas in cases where someone else’s careless or reckless actions caused injury. Whether it’s a distracted driver, a negligent property owner, a defective product manufacturer, or an employer who cut corners on safety, we identify who is responsible and build the evidence to prove it. Our approach centers on aggressive investigation, expert testimony, and relentless pressure on insurers who try to deny or delay payment.
The types of personal injury cases we handle include:
Don’t see your type of injury listed? Call Jim Adler & Associates if someone else’s carelessness hurt you, we fight to hold them accountable. We explain how the law applies to your situation, what documentation will support your claim, and what realistic outcomes look like based on decades of experience handling cases across Texas.
Many personal injury accidents would benefit from a lawyer once injuries, missed work, or fault disputes enter the picture. Representation helps preserve photos, statements, and deadlines that affect insurance claims.
A personal injury attorney at Jim Adler & Associates explains what evidence matters, how treatment impacts timing, and when negotiation makes sense. We can file a personal injury lawsuit and guide discovery, mediation, and scheduling as needed. You make the decisions. We provide the structure, documentation, and steady communication to move your claim forward.
