You didn’t ask for this. One moment, you were living your life. Then the crash, the sirens, the bills, and an insurance company ready to minimize what happened. You need a plan and a fighter who knows the terrain. Jim Adler & Associates, The Texas Hammer®, is ready to step in.

Insurance companies have teams of adjusters, investigators, and lawyers working to pay you less. Their job is to protect company profits, not your recovery. They’ll rush you to settle before you know the full cost of your injuries. They’ll use your own words against you. They’ll dispute medical bills and question whether you really need that treatment.

The insurance system is complex, and without professional representation, you risk accepting far less than your claim is worth or missing critical deadlines that could destroy your case entirely.

Research shows hiring a personal injury lawyer makes a real difference. Studies have shown settlements for individuals represented by an attorney are significantly higher than for those who negotiate alone.[1] 

If you have been hurt in an accident, your first call should be to Jim Adler & Associates. We take over from day one. We handle adjuster calls, find a caring and qualified physician, gather provider records and bills, and assemble a demand built on diagnosis and treatment, not estimates pulled from thin air. When the other side disputes fault or value, our team is ready to fight for you. 

Personal Injury Attorney

After a wreck or other injury, medical care, missed work, and insurance paperwork pile up. Our lawyers manage deadlines and communicate with insurers. We track treatment, collect bills, and present the full picture of your losses. When settlement talks begin, our attorneys rely on evidence rather than guesswork. If a lawsuit becomes necessary, we explain each step along the way.

Types of Personal Injury Cases Our Lawyers Handle

The Texas Hammer represents injured Texans across a wide range of cases. We know the roads you drive, the courts you file in, and the tactics insurers use to deny claims. Here are the types of personal injury cases we handle:

Type of CaseWhat Jim Adler & Associates Does
Car AccidentsWe investigate crashes, gather police reports and witness statements, obtain vehicle data, and fight insurers who blame victims or undervalue injuries.
18-Wheeler AccidentsWe pursue trucking companies, drivers, and insurers. We obtain federal motor carrier records, driver logs, and maintenance histories to prove negligence.
Motorcycle AccidentsWe counter bias against riders and prove fault with crash reconstruction, scene analysis, and medical documentation of serious injuries.
Pedestrian AccidentsWe document crosswalk rules, driver negligence, and severe injuries. We fight to recover damages for medical costs, lost income, and long-term care.
Work InjuriesWe help injured workers navigate workers’ compensation and pursue third-party claims when contractors, manufacturers, or other parties share fault.
Premises LiabilityWe pursue property owners and managers who fail to maintain safe conditions. We prove notice, negligence, and damages.
Product LiabilityWe hold manufacturers and sellers accountable for defective products that cause injury. We investigate design flaws, manufacturing defects, and warning failures.
Wrongful DeathWe help families seek justice and compensation when negligence takes a loved one. We handle investigations, evidence, and litigation with compassion and toughness.

Don’t see your type of injury listed? Call Jim Adler & Associates if someone else’s carelessness hurt you, we will fight to hold them accountable.

How Insurance Companies Work Against You

Insurance adjusters are trained to minimize payouts. Their performance reviews and bonuses often depend on how little they pay out.

They'll use your words against you.

Early recorded statements are mined for inconsistencies. Casual comments like “I feel fine” can be used to argue your injuries aren’t serious, even if you’re in pain days later.

They dispute medical bills.

Adjusters question whether treatment was necessary, whether your doctor charged too much, or whether your injuries were pre-existing. They’ll drag out the process, hoping mounting bills force you to accept less.

They rush you to settle.

Before you know the full extent of your injuries, before all bills are in, they’ll offer a quick check. It sounds good when you’re desperate. But once you sign that release, it’s over. No more money, even if you need surgery next month.

The Texas Hammer knows these tactics and fights back on your behalf, so you can focus on your recovery and wellbeing.

When to Hire a Personal Injury Attorney

Hire an attorney right away if you’re injured, fault is being argued, or an insurer is pushing you to settle fast. Early legal help preserves evidence before it disappears, protects you from giving damaging recorded statements, and ensures you don’t sign away your rights for a lowball offer. 

Jim Adler & Associates, The Voice of The Victims™, fights to make sure the settlement is adequate the first time, covering current costs and future needs.

Contact us immediately if:

  • You were seriously injured or hospitalized
  • The insurance company contacted you with a quick settlement offer
  • You’re still in treatment or need ongoing medical care
  • You missed work or lost income because of your injuries
  • Medical bills are piling up, and you can’t afford to pay them
  • The other driver was uninsured or underinsured
  • Multiple vehicles, commercial trucks, or government entities are involved
  • An adjuster is pressuring you to give a recorded statement
  • You don’t understand your insurance coverage or legal rights

Injury Lawyer

Jim Adler & Associates is ready to help you after a crash or serious injury. Choose a team that brings order and keeps you informed. When you compare law firms, look for straight answers about communication and timing. Avoid cold pitches or big promises that sound certain. Research shows that approximately 97% of personal injury cases settle before trial, which means choosing a lawyer skilled at negotiation matters most.[2] For practical vetting tips, see our guide on how to avoid personal injury lawyer scams.

Personal Injury Lawyer Near Me

Finding local help after a crash, serious injury, or fall is critical. When you need help close to home, Jim Adler & Associates is the team to call. We know the local courts, the providers you’ll see, and how insurers handle claims in your area. That local knowledge means faster coordination and fewer delays.

Finding a Personal Injury Lawyer Near Me

Jim Adler & Associates is nearby and has teams of personal injury lawyers ready to meet in person or over the phone. We’ll schedule you quickly and start your case without delay. Visit or call us at our injury law firm offices in:

Choosing a Personal Injury Lawyer Near Me

Texans choose our team because we pair tough advocacy with steady guidance. We track treatment, coordinate with providers, and press insurers with clear proof of what happened and what it cost. You get regular updates, advice you can trust, and a plan built by an experienced team that serves clients across Texas. Available in both English and Spanish.

“I called Jim Adler from the scene of the accident, they had someone right away ready to go to battle with me!”
Reginald

Personal Injury Law Firm

Jim Adler & Associates handles intake, investigation, and documentation from the start. We manage insurer contact, prepare a demand supported by evidence, and, if needed, file and track a lawsuit in Texas courts through discovery and trial. We focus on building the case and presenting damages with support from treatment costs, wage data, and provider records. Our attorneys explain each step in plain terms so you know what information is needed and why. Throughout the process, Jim Adler & Associates protects your interests and privacy and secures sensitive information.

Why a Personal Injury Law Firm Matters

Jim Adler & Associates brings more than 300 people across multiple Texas offices to fight for you. That’s not just lawyers. It’s paralegals who navigate the litigation process, case managers who keep you updated and coordinate with providers, investigators who gather evidence, and support staff who handle insurer inquiries. When you’re up against insurance companies with unlimited resources, you need a firm with the size and experience to match their firepower. 

Lawyer for Personal Injury

We prevent the mistakes that devalue cases, like giving recorded statements that contradict medical records or accepting settlement offers before treatment stabilizes. Studies indicate that attorney involvement significantly affects claim outcomes, particularly in cases with serious injuries or complex liability issues.[3] Experience also helps when a case stems from large-scale events or widespread hazards. For example, in the Texas Panhandle wildfire, overlapping claims, widespread property damage, and shifting timelines complicate liability and proof. The Texas Hammer knows how to navigate complex scenarios where multiple victims, multiple defendants, and evolving evidence require aggressive, coordinated legal action.

Personal Injury Claim

When you file a personal injury claim, timing and documentation affect the outcome. Insurance companies know this and use delays to their advantage. Jim Adler & Associates protects every deadline from the moment we take your case. We calendar filing dates, discovery cutoffs, and the statute of limitations so nothing falls through the cracks.

Personal Injury Claim Timeline

Insurance companies drag cases out on purpose, knowing that mounting bills and financial pressure make you desperate. They use time as a weapon, hoping you’ll accept less just to make it stop. The Texas Hammer fights to keep your case moving and pushes for resolution on your timeline, not theirs.

Personal Injury Claim Value Factors

Insurance companies use algorithms and historical data to lowball your claim. Jim Adler & Associates uses evidence to demand what you deserve. Key factors that determine case value include:

  • Severity and duration of injury
  • Total cost of treatment
  • Lost income (current and future)
  • How the harm affects daily life
  • Clear liability
  • Consistent medical records and treatment
  • Long-term needs

Personal Injury Law

Personal injury law in Texas sets the rules for proving negligence, calculating damages, and recovering compensation when someone’s careless actions hurt you. The Tough, Smart Lawyer® knows these rules inside and out. We use that knowledge to counter insurer tactics, meet every procedural requirement, and present your case in the strongest possible light. 

Personal Injury Law Overview

Texas personal injury law covers everything from car wrecks to defective products to slip-and-fall accidents. It sets standards for what constitutes negligence, how fault is divided when multiple parties share blame, and what damages you can recover for medical bills, lost wages, pain, and suffering. 

Jim Adler & Associates stays current on emerging case precedents and statutory amendments that affect how claims are valued and defended. We apply that knowledge to anticipate insurer defenses, counter bad-faith tactics, and build cases that withstand legal challenges at every stage from demand through verdict.

Personal Injury Law & Lawsuits

Most personal injury cases settle before trial, but insurers only negotiate fairly when they know you’re ready to fight in court. When disputes remain over fault, damages, or policy coverage, Jim Adler & Associates files a personal injury lawsuit to present the case. Insurance companies take cases seriously when they see organized evidence, aggressive discovery, and attorneys who won’t back down. We keep the process transparent with regular updates so you understand where the case stands and what decisions lie ahead.

Injured? Call Now!

Our personal injury lawyers help Texans get the financial compensation they deserve. We only get paid if you win.* And we fight to win.

Personal Injury Law Attorney

A personal injury attorney at Jim Adler & Associates coordinates with insurers and health care providers, tracks treatment, and prepares a demand supported by evidence. If a lawsuit is necessary, we explain pleadings, discovery, and hearings in plain terms. The focus stays on facts, deadlines, and steady updates so you can make informed choices at each stage.

If you need to change counsel, our article Can I Switch Lawyers in the Middle of My Personal Injury Case in Texas? explains the steps and timing.

Understanding Your Insurance Coverage After an Injury

After a crash, multiple insurance coverages can come into play, and knowing how they work together protects you from leaving money on the table. Personal injury protection (PIP), liability coverage, and underinsured motorist (UM/UIM) benefits serve different purposes, and insurance companies won’t volunteer to explain how to maximize what you’re owed. Research shows that navigating the multiple layers of insurance policies without professional guidance frequently leads to accepting lower settlements or missing coverage options entirely.[4] Jim Adler & Associates maps out every available coverage and fights to collect from each source.

Personal Injury Protection (PIP)

Personal injury protection (PIP) is a type of auto coverage that helps pay medical costs and related expenses after a crash, regardless of who was at fault. It operates on a no-fault basis, so early payments may be available while your personal injury claim is still being evaluated. PIP is separate from liability coverage. It does not determine who caused the accident or the value of your full claim. Jim Adler & Associates tracks which bills were submitted to PIP, what has been reimbursed, and whether any offsets may apply later in negotiations or litigation.

Texas Insurance Payout Caps Leave Victims Exposed

Texas sets minimum auto insurance limits at just $30,000 per person for bodily injury. That means if a driver carries only the minimum and seriously injures you, their policy caps out at $30,000, no matter how high your medical bills climb or how long you’re out of work. One hospitalization can exceed that amount, leaving you to cover the gap unless you have additional options. 

When the at-fault driver is underinsured, Jim Adler & Associates explores every avenue to maximize your recovery. That includes your own underinsured motorist (UM/UIM) coverage, identifying other liable parties (employers, property owners, manufacturers), and pursuing multiple insurance policies that may apply. We know where to look and how to fight when policy limits fall short of your needs.

How a Letter of Protection Gets You Immediate Care

Without insurance or cash to pay upfront, many injured Texans delay or skip treatment, and that damages both their health and their case. Gaps in care give insurers ammunition to argue your injuries aren’t serious. A Letter of Protection solves this problem. It’s an agreement between our firm and a medical provider: the provider agrees to treat you now and wait for payment until your case settles or resolves. We work with a vast network of doctors across Texas who understand how a Letter of Protection works, but the choice is always yours. 

Jim Adler & Associates can arrange a Letter of Protection the same day we take your case, getting you into treatment immediately while we fight for the full compensation you deserve.

Lawyers for Personal Injuries Near Me

Jim Adler & Associates serves injured Texans across Houston, Dallas, San Antonio, and Channelview with local knowledge that matters. We understand how county courts operate, which medical providers accept Letters of Protection, and how area insurers evaluate claims. Local context makes it easier to coordinate records, schedule evaluations, and document how the accident changed daily life. The Texas Hammer knows the defense attorneys and the adjusters working in your area, and we know how to counter the judges’ tactics.

Personal Injuries Attorney

Specific injuries require focused proof. For example, a herniated disc back injury demands MRI films, neurosurgeon opinions, physical therapy progress notes, and pain management records that explain mobility limits and future care needs. Traumatic brain injuries require neuropsychological testing, cognitive assessments, and vocational evaluations. Severe burns need plastic surgeon projections for reconstruction and scar revision. 

A personal injury attorney from Jim Adler & Associates explains what information is needed, why it matters, and when it is due. We speak for those who’ve been hurt and fight to make sure their voices are heard against powerful insurance companies with unlimited legal budgets.

Personal Injury Law Firm Near Me

Local presence means we can meet face-to-face, coordinate with nearby medical providers who accept Letters of Protection, and respond quickly when court deadlines or insurer requests demand immediate action. A personal injury lawyer near you can also spot routine issues early, preserve evidence before it disappears, and keep your case moving forward.

Local Personal Injury Law Firm Near Me

Jim Adler & Associates understands how traffic patterns, dangerous intersections, and local provider networks affect injury claims in your area. That matters after a crash involving a distracted driver or a drunk driver, and it matters for falls or other incidents that require quick documentation and medical follow-up. Our staff knows which hospitals and imaging centers work efficiently, which specialists accept a Letter of Protection, and how long local courts typically take to set trial dates. We use that knowledge to keep your treatment and claim on track.

Personal Injury Lawsuit

When insurers refuse to negotiate fairly, Jim Adler & Associates files a personal injury lawsuit to force them into court. Filing suit moves the dispute into a formal process with court deadlines, mandatory discovery, and the possibility of a jury trial. That changes the approach for insurance companies. Suddenly, they face depositions, document requests, expert reports, and the risk that a jury will award more than they ever offered to settle. Federal Judicial Center data shows the median time from filing to trial in tort cases is approximately 25 months, and insurers know that cases with organized evidence and aggressive discovery often lead to significantly higher settlements as trial approaches.[5] Jim Adler & Associates drafts petitions, monitors key dates, files all motions and dismissals, and explains what information is needed at each stage so your case keeps progressing. Our injury lawyers also manage contact with defense attorneys and the court to keep the case on track.

Personal Injury Lawsuit Steps

Litigation follows a structured path: petition, answer, discovery, depositions, motions, mediation, and trial if necessary. If no agreement is reached, the case proceeds to trial. Where evidence is presented and a jury decides fault and damages. For a detailed walkthrough, our article stages in a personal injury lawsuit explains each step of the process.

Personal Injury Lawsuit vs. Settlement

Jim Adler & Associates resolves personal injury claims at the right time, when the evidence supports the amount and the client agrees it’s fair. Settlement relies on clear documentation of injuries, costs, and how the event affected daily life. 

Lawsuits use the same proof but follow court schedules and rules of evidence. As discovery develops, insurers often realize their defenses won’t hold up, which can lead to renewed settlement talks with better offers. Our attorneys guide the choice between settlement and lawsuit based on facts, proof, and timing. 

Personal Injury Lawyers Close to Me

Jim Adler & Associates operates across Texas with deep roots in the communities we serve. Personal injury lawyers near you understand nearby courts, medical networks, and how area insurers handle claims. Local knowledge also helps with safety regulations and venue-specific practices. 

Case Results

With thousands of personal injury lawsuits filed, our numbers speak for themselves.

Personal Injury Lawyer FAQs

Get clear answers to common questions about your injury, insurance, and the claim process. Insurance companies count on confusion to pay less. If you don’t see your question answered here, call us today for a free consultation.

How hard is it to win a personal injury lawsuit?

It depends on the facts and the proof you can gather. A personal injury lawsuit is built on liability, causation, and damages supported by records and testimony. Clear photos, medical care, and provider notes can help, while gaps in treatment or disputed fault can slow progress. Some claims resolve before suit, while others require litigation.

Insurance companies will fight you every step of the way. They have teams of lawyers and adjusters working to deny or minimize your claim. They’ll question your injuries, dispute your bills, and use any gap in treatment against you.

Jim Adler & Associates investigates, preserves evidence, tracks bills and lost wages, and explains your options. We also evaluate defenses such as contracts and releases, including issues covered in liability waivers in Texas injury lawsuits.

Your first call should be to The Texas Hammer. We know how to counter insurer tactics and build cases.

Jim Adler & Associates explains fees up front in a written agreement before work begins. In personal injury cases, our fee is a percentage of the recovery. The percentage differs if a case settles or if a lawsuit is filed. If your case settles, our fee is 35%. However, if a lawsuit is filed, the fee is 40%. 

All percentages are disclosed in writing, separate from court costs and expenses. We explain how costs are handled, what happens if there is no recovery, and when you will receive updates. We also honor your preferences for how and how often we communicate.

For Texas personal injury matters, the agreement states who pays costs as the case progresses. Firm policies can differ, so our focus is clarity, terms, timelines, and choices you understand before you sign. We make sure the terms make sense and that you know what to expect at each step.

Jim Adler & Associates, The Tough, Smart Lawyer, investigates what happened, identifies who may be responsible, and organizes records proving injuries and losses. We preserve photos and witness statements, request medical records and bills, and track deadlines so your file stays accurate. Our injury lawyers manage insurer contact, prepare a demand grounded in evidence, and explain each step if a lawsuit is required.

We battle big insurance on your behalf. That means taking over all communication with adjusters, countering their lowball offers, and refusing to back down when they try to blame you or minimize your injuries.

Depending on the facts, our attorneys coordinate with your doctors to clarify diagnoses and work restrictions. We document time missed, out-of-pocket costs, and how daily life changed. We also guide logistical issues, rental cars, treatment scheduling, and recovery.

We work with a vast network of doctors across Texas. If you need medical care and can’t afford to pay upfront, we can arrange a Letter of Protection so you get treatment now and the provider gets paid from your settlement. This protects you from financial hardship while you heal.

This work spans many scenarios, including crashes, falls, work injuries, and drunk- or distracted-driving incidents. We make it easy to work with us. We answer your questions in simple, easy-to-understand terms, return calls promptly, and keep you updated every step of the way. No hassles. We fight so you can heal.

Avoid guesses, exaggerations, and statements you cannot back up. Do not say “I am fine,” if you are still being evaluated, or “it was my fault,” before the facts are clear. Do not minimize pain, skip details, or hide prior injuries and claims. Tell your injury lawyer about past treatment, medications, and any recorded statements given to insurers.

Share every diagnosis and bill, even small ones. Do not discuss settlement amounts you found online. Do not post about the wreck on social media and then tell a personal injury attorney that nothing exists. Stay consistent between forms, emails, and visits.

Keep topics focused on the case. Straight facts and complete records help your lawyer evaluate your options.

There’s no typical amount. Settlements vary widely because every personal injury claim depends on facts, proof, policy limits, and treatment. But here’s what we know: victims with attorneys receive significantly higher settlements than those who negotiate alone. Studies indicate that legal representation in personal injury claims correlates with substantially higher recovery amounts.[1]

A personal injury lawyer looks at liability, medical records, bills, lost income, and how injuries affect daily life. Clear documentation and consistent care often make negotiations more productive, while disputed fault or ongoing treatment can prolong the process.

Insurance companies lowball unrepresented claimants. They know you don’t know what your case is worth, so they offer a fraction of fair value, hoping you’ll take it. They’re counting on your desperation, confusion, and lack of representation. 

Jim Adler & Associates knows what your case is worth. We evaluate files using evidence, medical opinions, and decades of experience fighting Texas insurers. We don’t guess. We build demands supported by records, and we don’t settle until the amount reflects what you’ve been through, what you’ll face ahead, and is based on our experience.

Jim Adler & Associates uses a contingency fee, a written agreement. The percentage differs between a case that settles and one that goes to trial. If your case settles, our fee is 35%. If a lawsuit is filed, the fee is 40%. We explain the fee, when it might be adjusted, and how case costs are handled. We also clarify whether medical record fees, filing fees, or expert expenses are advanced and later reimbursed from any recovery. You receive a plain-language summary in writing and a copy for your records.

No upfront costs.* No fee unless we win.* You don’t pay anything to hire us. We advance all case costs, and we only get paid if we recover money for you. That means we’re invested in your success from day one.

How much you receive from a $100,000 settlement depends on the facts of your personal injury claim and the terms of your fee agreement. Typical deductions may include attorney fees, case expenses advanced by the firm, and medical bills or liens. A personal injury lawyer should explain each item in writing and give you updates. Ask for a simple summary that shows the gross amount, deductions, and the net to you.

Insurance, treatment status, and whether litigation was required can also affect timing and totals. If bills or liens are reduced, your net may change. Ask a lawyer practicing in Texas to walk through the math using your specific case. An attorney practicing this area can outline options for providers, liens, and closing the file so you understand what to expect.

Jim Adler & Associates fights to maximize your recovery amount. That includes negotiating medical bills and liens down whenever possible. Many providers will reduce their bills when a case settles, and we work to get those reductions so more money goes into your pocket.

Compensation depends on facts, coverage, and proof, not a label on the injury. In a personal injury lawsuit, damages reflect medical care, lost income, pain, and lasting limitations supported by records.

Catastrophic harm, such as severe burns, spinal cord trauma, or brain injury, can involve higher documented costs and long-term needs, but outcomes vary by evidence. Incidents like explosions raise questions about fault and safety standards. For example, in a Fort Worth hotel explosion, issues of fault, safety standards, and insurance coverage drove the analysis.

Jim Adler & Associates works with medical experts, life care planners, and other experts to document the full impact of catastrophic injuries. We don’t leave money on the table. We fight to recover every dollar your case supports.

Every personal injury claim is unique. There is no standard amount. Jim Adler & Associates reviews liability, medical records, bills, lost income, and how the injuries affect daily life. Coverage limits and liens also shape outcomes. Clear, consistent treatment and well-organized documentation usually make negotiations more productive.

Expect a written fee agreement that explains attorney fees. Jim Adler & Associates provides updates as bills change and liens are addressed. Our attorneys outline options for resolving balances and explain how timing or litigation may affect the result.

Renters insurance may include personal liability coverage, but whether it applies to an injury depends on policy language and facts. This differs from personal injury protection, an auto benefit. In rentals, insurers look to what happened, where it happened, and exclusions or limits. Keep bills, photos, and incident reports so the file shows what happened and the cost. Policy limits and deductibles can affect outcomes. Keep copies of notices.

If someone is hurt and a personal injury claim is made against you, notify your carrier and follow your policy. If you are injured, document treatment and time missed while the claim is evaluated.

An experienced personal injury team can organize records and explain options. A personal injury attorney can outline how benefits interact with other coverages and deadlines.       

Every personal injury claim is unique. There is no standard amount. Jim Adler & Associates reviews liability, medical records, bills, lost income, and how the injuries affect daily life. Coverage limits and liens also shape outcomes. Clear, consistent treatment and well-organized documentation usually make negotiations more productive.

Expect a written fee agreement that explains attorney fees. Jim Adler & Associates provides updates as bills change and liens are addressed. Our attorneys outline options for resolving balances and explain how timing or litigation may affect the result.

Personal injury protection is an auto insurance benefit that can help pay medical costs and related expenses after a crash. It applies regardless of fault and may provide early payments while a claim is evaluated under personal injury law. PIP is separate from liability coverage and does not affect the determination of who caused the wreck or the value of the full claim.

Keep bills, explanations of benefits, and provider notes. Save receipts for prescriptions and travel so there is a record of what was charged and what was paid. Record dates and amounts of any PIP payments.

When questions arise, match personal injury needs with clear records and timely updates. With personal injury representation, coordinate benefits, track reimbursements, and avoid gaps that delay the case. For Texas personal injury matters, ask for guidance on how PIP interacts with other coverages.

Tax treatment depends on what the settlement pays for and how it is documented. Portions tied to medical care or lost income may be treated differently from interest. The final answer depends on your records and current rules, not a label. Keep bills, provider notes, and any closing statements so each category is clear.

If your personal injury claim resolves before or during a personal injury lawsuit, ask for a plain-language breakdown showing the gross amount, deductions, and payments made from the file. Share that summary with a qualified tax professional before you file returns, and ask questions about categories.

Yes, if you’re seriously hurt, fault is disputed, or the insurance company is pushing you to settle fast. Victims with lawyers get paid more. Significantly more. Even after paying attorney fees, you’ll likely take home more money with a lawyer than negotiating alone.

Insurance companies take advantage of unrepresented victims. They know you don’t know what your case is worth. They know you’re stressed, in pain, and facing mounting bills. They use that against you.

Jim Adler & Associates levels the playing field. We organize records, protect deadlines, handle adjuster calls, and build demands based on evidence, not guesswork. We explain options for negotiation or litigation so you can make informed decisions while you concentrate on getting better.

We review liability, gather bills and provider notes, and preserve evidence before it’s lost. Early guidance avoids gaps in documentation and keeps communication clear with adjusters and clinics. Your first call should be to The Texas Hammer. We offer a free consultation to review your case and explain the next steps before you decide. No obligation. No pressure. Just straight answers about your rights.

Mediation in personal injury cases is not automatically binding unless an agreement is reached. It is a confidential meeting with a neutral party who helps the parties discuss your case and possible terms. It helps avoid a trial.

It becomes binding only if everyone signs a written settlement stating the material terms. That agreement can be enforced and entered as a judgment in a personal injury lawsuit. Under personal injury law, the court may then cancel the trial.

Timelines vary because every personal injury claim depends on facts, treatment, and insurer response. A case may settle faster when liability is clear, injuries are well documented, and medical care has stabilized. Claims often take longer when treatment is ongoing, fault is disputed, or records and bills are incomplete. Court schedules and required negotiations can also add time.

Jim Adler & Associates helps you protect your rights early by preserving photos, gathering witness information, and keeping medical files current. We track bills and wage losses, respond to insurer requests, and present a demand. Our team provides regular updates so you know what documents are needed and why.

Contact Jim Adler & Associates immediately after a wreck if you have injuries, missed work, or questions about coverage. 

Representation preserves critical evidence. That means photos and vehicle data, witness statements, and medical records gathered while details are fresh. Waiting even a few days can mean lost evidence and weakened claims.

Hire a personal injury attorney right away for:

  • Crashes involving an 18-wheeler or multiple vehicles
  • Disputed fault or conflicting stories
  • Serious injuries requiring hospitalization or surgery
  • Crashes involving a government entity or commercial vehicle
  • Any case where the insurance company contacts you with a quick settlement offer

 

Never give a recorded statement to an insurer before talking to a lawyer. They’ll use your words against you. They’ll ask leading questions designed to make you admit fault or downplay injuries. Once it’s recorded, you can’t take it back.

Choose Jim Adler & Associates, The Texas Hammer. We’ve been fighting for injured Texans for decades. That experience matters when you’re up against big insurance companies with unlimited resources.

We focus on cases like yours. Car crashes, truck wrecks, motorcycle accidents, slip and falls, workplace injuries, and wrongful death. This is what we do, and we do it well.

We make communication easy. You’ll know who manages your case, how often you’ll hear from us, and how we handle insurer contact. We answer calls, return messages promptly, and explain everything clearly—no legal jargon.

We’re transparent about fees and costs. You receive a written agreement that spells out percentages (35% if settled, 40% if suit is filed) and costs. No surprises. No hidden fees.

We serve clients in English and Spanish across Texas, with offices in Houston, Dallas, San Antonio, and Channelview.

You meet the personal injury attorney who will work your case. We set expectations for communication, deadlines, and next steps. Our job is to listen and answer your questions directly.

Settlement funds are issued by the insurer after a signed release. Payment goes to your attorney’s trust account. Attorney fees, case costs, and medical bills or liens are paid from those funds. The remaining net is issued to you by check. 

Timing depends on when the check clears, when invoices arrive, and whether any reductions are negotiated.

If a personal injury claim is in litigation, the court may require filings to close the case. In a personal injury lawsuit involving a minor or a structured arrangement, additional approvals can apply. 

Keep copies of bills, Explanations of Benefits (statements from your insurance showing what they paid and what you owe), and receipts for treatment after a slip or a fall so the record is complete. Ask for a written closing statement that shows the gross amount, deductions, and what you will receive. Talk with your lawyer about any disputed balances before disbursement.

After a wreck, you don’t have to sort this out alone. Personal injury protection (PIP) and, in some policies, medical payments (Med Pay) can help pay medical bills regardless of fault. Uninsured/underinsured motorist (UM/UIM) coverage helps pay if the at-fault driver lacks adequate insurance. Health insurance can also cover treatment under its rules. A driver’s liability coverage pays for injuries they cause to others, up to the policy limits, but does not cover that driver’s own medical bills.

Jim Adler & Associates explains how these coverages work together. These benefits can help along the way, but they do not set the full value of a personal injury case. We walk you through your options and answer your questions before you decide what to do next.

Absolutely yes. When you’re hurt and the insurer pushes back, hiring a lawyer is worth it. 

Victims with attorneys receive settlements 3.5 times higher than those without. Even after paying attorney fees (35% to 40%), you’ll likely take home significantly more money with representation than negotiating alone.

Insurance companies know this. That’s why they rush to contact you before you hire a lawyer. They want to lock you into a low settlement before you know what your case is worth.

Obtaining representation early helps preserve evidence such as photos, vehicle data, and witness details before they fade. If negotiations stall, we can file suit and guide discovery and mediation with clear updates.

When injuries persist, fault is disputed, or paperwork piles up, our team keeps your claim moving and explains your options step by step.

We’re not a settlement farm. You’re not just a number. We care about your recovery and your future, and we don’t back down when insurers try to shortchange you.

There is no universal amount for how much to ask. A personal injury claim value depends on liability, medical care, lost income, and future medical needs. A personal injury lawyer reviews records and coverage limits, then frames a demand when treatment stabilizes. Timing can change as treatment evolves.

Include expenses to date, future care, and non-economic damages where supported. Document wage loss and out-of-pocket costs. Protect your rights by keeping bills, notes, and timelines current.

Start with a free consultation to discuss your case. Jim Adler & Associates offers free case reviews with no obligation. We explain how we’ll handle insurer contact, organize your medical records, and keep you updated throughout the process. Our team has decades of experience with car crashes, truck accidents, and fall injuries across Texas.

Jim Adler & Associates represents victims of negligence across Texas in cases where someone else’s careless or reckless actions caused injury. Whether it’s a distracted driver, a negligent property owner, a defective product manufacturer, or an employer who cut corners on safety, we identify who is responsible and build the evidence to prove it. Our approach centers on aggressive investigation, expert testimony, and relentless pressure on insurers who try to deny or delay payment.

The types of personal injury cases we handle include:

 

Don’t see your type of injury listed? Call Jim Adler & Associates if someone else’s carelessness hurt you, we fight to hold them accountable. We explain how the law applies to your situation, what documentation will support your claim, and what realistic outcomes look like based on decades of experience handling cases across Texas.

Expect a written fee agreement that explains attorney fees. Jim Adler & Associates provides updates as bills change and liens are addressed. Our attorneys outline options for resolving balances and explain how timing or litigation may affect the result.

Many personal injury accidents would benefit from a lawyer once injuries, missed work, or fault disputes enter the picture. Representation helps preserve photos, statements, and deadlines that affect insurance claims.

A personal injury attorney at Jim Adler & Associates explains what evidence matters, how treatment impacts timing, and when negotiation makes sense. We can file a personal injury lawsuit and guide discovery, mediation, and scheduling as needed. You make the decisions. We provide the structure, documentation, and steady communication to move your claim forward.

Still have questions?

The Texas Hammer Fights for You

If you’re hurt, the bills are piling up, and the insurer is pushing back. The Texas Hammer® steps in, builds the evidence, and drives your case forward with straight talk and steady pressure on big insurance. We fight to win and pursue what the law allows under Texas rules. Contact us today for a FREE consultation. No fee unless we win.*

References

[1] Insurance Research Council. (1999). Paying for auto injuries: A consumer panel survey of auto accident victims. Insurance Research Council.

[2] U.S. Department of Justice, Office of Justice Programs, Bureau of Justice Statistics. (1995). Tort cases in large counties: Civil Justice Survey of State Courts, 1992 (NCJ 153177). https://bjs.ojp.gov/library/publications/tort-cases-large-counties-civil-justice-survey-state-courts-1992

[3] Heaton, P. S., & Helland, E. A. (2009). Judicial expenditures and litigation access: Evidence from auto injuries (RAND Working Paper WR-709-ICJ). RAND Corporation. https://www.rand.org/content/dam/rand
/pubs/working_papers/2010/
RAND_WR709.pdf

[4] Insurance Research Council. (2014). Attorney involvement in auto injury claims. Malvern, PA: Insurance Research Council.

[5] Cohen, T. H. (2004). Tort trials and verdicts in large counties, 2001 (NCJ 206240). U.S. Department of Justice, Office of Justice Programs, Bureau of Justice Statistics. https://bjs.ojp.gov/library/publications/tort-trials-and-verdicts-large-counties-2001

Get Your FREE Case Review with The Texas Hammer®!

Hurt in an accident? Tell us what happened. We’ll give you straight answers — fast, free, and with no strings attached.*

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    Dallas, TX 75204

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