Jim Adler | The Tough, Smart Lawyer
By Jim Adler May 19, 2017

Insurance companies like to show how friendly and helpful they are in car insurance ads on TV. But don’t be fooled. After a car wreck, you must be wary of dealing with insurance adjusters— whose jobs depend on giving you the lowest settlement possible.

How To Deal With Car Accident Adjusters

Photo By: Digiphoto

An Adjuster Is Not Your Friend

Friendly? Hardly. The adjuster is not your friend. The adjuster’s job is to make money for his or her employer — the insurance company — by minimizing what you’re paid for your claim. That may mean offering you a quick “low ball” settlement far below the money to which you’re entitled. Never accept such an offer, which also will prevent you from claiming anything else.

Also keep in mind that the adjuster for your claim probably doesn’t work for your own insurance company. Most injury claims are made against the insurance company of the driver who was at fault. If a bad driver harmed you or a loved one, your claim will be made to that driver’s insurer.

An exception would be if the bad driver lacks auto liability insurance — even though it’s required by Texas law. Then, if you’ve purchased uninsured motorists coverage for your own insurance policy, you can make an injury claim to your own insurance company.

But even in such cases, you’ll be dealing with insurance adjusters whose job is to deny, delay and underpay you for your claim. They may act friendly, but they want the worst for you, and the best for their employer.

“The job of the adjuster is to minimize your injuries and even make you feel guilty and at fault for bringing a claim,” says Jim “The Texas Hammer” Adler. “Most people who have a wreck that wasn’t their fault still feel a bit guilty, and the adjuster preys on that.”

Don’t Make Statements to Adjusters

Such tactics are why you must know how to deal with adjusters after a car wreck — and that starts with not making any recorded statements which later can be used against you. In fact, it’s best not to give adjusters any information beyond basic facts without first consulting an experienced car wreck lawyer or injury attorney with Jim Adler & Associates.

When an adjuster first calls you to go over your claim, you are not required to make a statement — no matter what the adjuster says. Simply direct the adjuster to your auto accident lawyer. He or she will recognize the pitfalls and guard you against them.

Injury Attorneys Knows Adjusters’ Tricks

Indeed, our car accident lawyers have years of experience dealing with insurance adjusters every work day. They know adjusters’ tricks of the trade. They know what you should and shouldn’t say to an adjuster and how to protect your legal rights for a full settlement after a bad driver injured you.

That starts with knowledge of how much your injury is worth. Based on the experience of dealing with thousands of cases, your auto accident attorney knows the reasonable and fair  amount insurance companies should pay for various injuries.

Such amounts take into account the nature of an injury, hospital and medical bills for treatment, any lost wages due to the injury and the victim’s pain and suffering.

An Adler car wreck attorney can negotiate with adjusters to get you the best settlement possible. Most car accident cases are settled in this way. But if the insurer balks and still won’t pay, we can file a car accident lawsuit in your behalf to gain what you deserve.

Get a Free Case Review

So don’t handle your car accident claim alone. Contact our law firm today for a free legal review of your case. Unlike adjusters, we have your best interests at heart, and will help you explore the best route to a successful settlement for you and your family.
FREE Case Review


Erick Becker
Erick Becker
01:20 06 May 17
I am a Patrol Deputy for the Sheriff Office and while working one night, a drunk driver crossed the center stripe on the highway and struck my patrol vehicle head on with his pick up truck. Needless to say we (the drunk driver and I) were both lucky to survive, as the accident occurred at highway speeds. Following my release from the hospital, I knew that I would need to have someone represent me. My employer was happy to represent me in regards to prosecuting the driver for criminal charges but, can do little in respect to the recovery of financial losses for medical bills, pain and discomfort, time lost from work etc... This is how my relationship with Jim Adler and Associates began. Yep, you probably guessed correctly when you think of what made me choose the "Texas Hammer" to represent me. Those half obnoxious, half way entertaining commercials and radio announcements most Texans have been seeing and hearing on the TV and radio for years instantly came to mind. Yes, I wanted to "hammer" this S.O.B. for trying to kill me but, more importantly I was worried about the costs associated with the life long injuries I had sustained as a result of this drunk driver's negligent behavior. I contacted Jim Adler and Associates and so began our relationship. I was immediately surprised by the prompt attention and the expression of genuine concern for my well being that I received from the employees of Jim Adler's office. Now as you can imagine, lawyers are not a breed that is held in very high regard by people in my profession but, my experiences with Jim Adler's office and his employees have forced me to amend my way of thinking, at least on the civil side of the house anyway. I have to chuckle when I say that because my experience as a client of Jim Adler's firm has been exceptionally pleasant. So before I venture down one of the stereotypical and infinite number of rabbit holes associated with the relationship between members of law enforcement and lawyers; I will do my best to stay focused on my experience with Jim Adler & Associates. Upon being informed that my case had been accepted by Jim Adler's office; I was contacted by Iris Sanchez who informed me that she was to be my case manager and any questions, comments and concerns could be directed to her. I was pleasantly surprised to receive regular calls from Iris assisting with my medical appointments and future follow up appointments. Iris had informed me that Jim Adler's son, Bill Adler would be handling my case and I was even more surprised to receive several calls from Bill to discuss my case. Now you might be thinking "what's the big deal" with the person who is representing you contacting you? In reality, you are correct in that it isn't a big deal but, what is noteworthy and what separates Jim Adler's Office from the multitude of other lawyers is the genuine expressions of concern and the desire Bill Adler conveyed to me to do their best to help me. I felt an immediate connection and instantly realized I had made the correct choice in contacting Jim Adler & Associates to handle my case. One thing I think lawyers and police officers can agree on is the proverbial wheels of justice turn very slowly. Months go by and our professional relationship is never neglected. Through the unwavering attention of Iris Sanchez and Bill Adler himself, I never felt "out of the loop" so to speak and always had a clear understanding of where my case was at in regards to the legal process. In conclusion, I know my brief description of my experiences with Bill Adler and, his assistant Iris Sanchez, cannot provide the credit they deserve. Together they have done an outstanding job representing their firm/employer. If you are seeking a great firm to represent your legal interests and, take comfort in establishing a professional relationship that feels more like a friendship than a casual business acquaintance, then I highly suggest Jim Adler & Associates.
Tierra Clark
Tierra Clark
18:52 19 May 17
My lawyer Bill Adler and case manager Iris Sanchez are amazing! They constantly call and check on you . They keep you up to date through the process. They care about you as a person and not just a client. The wreck was a life changing experience that I've never been through before. I'm just glad I had the right people like Bill Adler and Iris Sanchez to help me through it. Truly satisfied.Thanks and God bless y'all!
Lorenzo Preston
Lorenzo Preston
17:23 26 Jan 17
Jim Adler only offer nothing less than a great experience. They are a very well-established organization. They are outstanding on keeping you up to date with cases. There's no beating around the bush with this organization as they are only straight forward with the whole process. They treat their customers like family as well as go above and beyond to fight cases for you only leaving you with nothing but the best experience. Easy 5-star rated organization. I would highly recommend this one organization you not look over.
Tori Barroga
Tori Barroga
14:17 11 May 17
I was dropped from a previous law firm regarding my case before I called Jim Adler. They immediately took up my case and worked hard on it - I was always up to date with each step they took and the benefits or consequences of each. In the end, I am highly satisfied with the outcome and would not have it any other way. It took some time but I truly appreciate and want to thank everybody who helped me on this journey and worked tirelessly on it.
Bernard Orozco
Bernard Orozco
17:16 23 Feb 17
I am very happy with Jim Adler & Associates. I did not know anyone who has ever used the Law Firm before. The staff is very friendly and treated me as if I were family. At times it got very stressful being without a job. They helped me when I was confused about the process. Mrs. Theresa Rodriguez stayed in contact with me constantly. Checking on me to see how I was doing and to let me know how things were going on there end. The Attorneys that handled my case know exactly what they are doing to take good care of me. Thank You so much Attorney's Mr.Michael Gomez and Mr.Trey Smith.
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