One moment, life in Dallas feels routine: you are driving home, walking through a store, or finishing a shift at work. The next moment, a crash, fall, or sudden impact leaves you in pain and on your way to the emergency room. Medical bills start to arrive before you have even healed, and insurance adjusters call with “quick offers” that do not come close to covering what you are facing.
After a serious injury, insurance companies move fast to protect their bottom line. They collect statements, send you stacks of forms, and look for any excuse to argue your injuries are not as bad as your doctors say. While you are trying to keep up with appointments and stay afloat financially, they are already building a case to pay you as little as possible.
That is when you call Jim Adler & Associates. Led by Texas trial lawyer Jim Adler, our Dallas personal injury team steps in to deal with the insurance companies, gather evidence before it disappears, and build a claim based on your real losses, not a computer-generated lowball offer. We fight to recover every dollar the law allows so you can focus on your recovery instead of battling insurers on your own.
A college student was driving back to campus after a late dinner with her mother. They were traveling on a Texas interstate at night when a state trooper pulled them over for a routine stop. The shoulder was clear, traffic was moving normally, and there was no warning of what was about to happen.
Far up the highway, a fully loaded 18-wheeler was approaching. The truck’s driver, either distracted or drifting off to sleep, failed to keep the rig in its lane. Instead of continuing straight, the truck crossed several open lanes of traffic and veered toward the shoulder where the young woman’s vehicle sat stopped with its emergency lights on.
The impact was catastrophic. The truck hit the car at high speed, crushed it against the guardrail, and ignited a fire that quickly engulfed the vehicle. Despite efforts at the scene, the student did not survive. Her mother and family were left to process an unimaginable loss that never should have occurred.
Our team set out to hold the trucking company and its driver accountable. Through detailed investigation, we obtained evidence of driver fatigue and unsafe company practices, worked with crash reconstruction experts, and showed how simple safety rules, paying attention, slowing down, and maintaining control of the rig, would have prevented this tragedy.
Result: $16,000,000 recovery for the student’s family.
This result helped provide financial stability for her loved ones and recognized, as much as a civil verdict can, the enormity of the harm caused by the driver’s negligence and the company’s failures.
Past results do not guarantee future outcomes. Every case is different, and the value of your claim will depend on the specific facts of your personal injury case.
A serious accident changes everything in seconds. Now you are trapped between emergency room bills that will not stop coming, and insurance adjusters calling with offers designed to close your claim for far less than it is worth. You need a personal injury attorney Dallas residents can rely on, someone who knows Dallas courts, Dallas insurers, and how to fight back. Jim Adler & Associates, The Texas Hammer®, stands ready to take over your case and fight for you while you focus on your recovery.
Insurance companies protecting at-fault drivers and corporations deploy entire teams against injury victims, which is why many people choose to work with personal injury attorneys in Dallas who know how insurers operate. Adjusters, investigators, and defense lawyers work together to minimize or deny your claim by pushing for recorded statements before you understand your injuries, presenting settlement papers while you are still in pain, and disputing whether you really need the surgery or therapy your doctors recommend. Without professional representation, you face a system designed to pay as little as possible, where missing one deadline or signing the wrong form could destroy your case forever.
According to the Insurance Research Council, injury victims with attorney representation receive injury settlements substantially higher than those who negotiate alone.[1] The difference can mean tens of thousands of dollars or more for your recovery, and even after paying attorney fees, represented victims typically receive more money than those who handle claims on their own.
When you have been seriously injured in Dallas, getting guidance from a personal injury lawyer Dallas families can count on helps you protect your rights before deadlines and evidence loss complicate your claim. Our team handles insurance battles, coordinates with medical providers, collects evidence before it disappears, and builds demands based on documented losses rather than computer-generated lowball offers. You pay no fees unless we recover compensation for you,* and we advance all case costs, so our success depends entirely on yours. Jim Adler & Associates serves injured victims across Dallas and North Texas.
[1] Insurance Research Council. (1999). Paying for auto injuries: A consumer panel survey of auto accident victims. Insurance Research Council.
[2] Insurance Research Council. (1994). Auto injuries: Claiming behavior and its impact on insurance costs. Insurance Research Council.
[3] Texas Civil Practice and Remedies Code, Chapter 16 – Limitations. https://statutes.capitol.texas.gov/docviewer?docPath=%2FCP%2Fhtm%2FCP.16.htm
You are dealing with injuries, medical appointments, and bills you did not expect. The last thing you need is a fight with an insurance company. The problem is that the fight has already started, whether you want it or not. From the moment your accident happened, the other driver’s insurance company began building a case to pay you as little as possible.
The insurance adjuster who calls, sounding helpful, is not on your side. Their job is to close your claim quickly and cheaply, and they are trained to do exactly that. When they ask how you are feeling, they are hoping you will say something like “I’m doing okay,” so that they can use it later to argue you were not seriously hurt. When they ask for a recorded statement, they are looking for inconsistencies they can use against you. When they offer a quick settlement, they are betting you do not yet understand what your injuries will actually cost you over time.
Jim Adler & Associates takes over all communication with insurance companies, so you do not have to worry about saying the wrong thing, and you receive case updates as the claim moves forward. We know their tactics because we bring more than 50 years of combined experience fighting insurers, and we make sure they cannot use confusion or pressure to shortchange your claim.
Evidence that could prove your case has a limited lifespan, and much of it starts disappearing within days of your accident. Traffic cameras along Dallas highways typically record over their footage within 72 hours, which means critical video showing exactly how your accident happened may be gone before you even realize it could help you. Witnesses who saw everything clearly in the moment find their memories becoming less reliable as time passes, and tracking them down gets harder once they leave the scene.
Jim Adler & Associates moves quickly to secure the evidence your case needs, and we respond quickly by sending preservation letters that legally require businesses and government agencies to save footage and records. We interview witnesses while their memories are fresh and document vehicle damage before repairs can alter important details. Starting early gives your case the strongest possible foundation because the evidence we collect in those first few days often determines whether insurance companies take your claim seriously.
Dallas presents unique challenges for accident victims because heavy traffic, ongoing construction, aggressive drivers, and complex roadways create dangerous conditions throughout the city and in nearby communities like Frisco, Texas. Jim Adler & Associates has fought for injured Texans across every type of personal injury case, and we know how to prove negligence when it matters most.
Dallas County consistently ranks among the highest in Texas for traffic fatalities and serious injuries.[2] Highways like I-35E, the I-30 and I-635 interchange, and the Dallas North Tollway combine high speeds with heavy traffic volume and complex merging patterns that lead to devastating collisions. When commercial vehicles are involved, the situation becomes even more complicated because trucking companies deploy rapid response teams to protect their interests while multiple insurance policies and federal regulations come into play.
Jim Adler & Associates investigates what really caused your car accident by examining factors like speed differentials, following distances, distracted driving, and impairment. We identify all contributing factors and every responsible party, so you have the strongest possible case. The Texas Hammer® matches the resources of trucking companies and large insurers with aggressive investigation and litigation when necessary.
Texas leads the nation in workplace fatalities, with construction accounting for a significant portion of those deaths.[3] Dallas experiences continuous construction growth across downtown office towers, residential developments, and infrastructure projects, and each site presents dangers for workers and passing motorists alike. Falls, struck-by incidents, electrocutions, and equipment failures cause severe injuries on job sites throughout the city.
Workers’ compensation covers many workplace injuries, but it does not provide full compensation because you cannot recover pain and suffering, and the benefits do not fully replace lost wages or account for future earning capacity. Third-party claims against contractors, equipment manufacturers, or property owners can recover these additional damages. Jim Adler & Associates, The Voice of The Victims™, investigates Occupational Safety and Health Administration violations, building code violations, and breaches of industry safety standards to pursue accountability from every responsible party.
Catastrophic injuries like traumatic brain injuries, spinal cord damage, and severe burns can fundamentally change the life you knew. Recovery often takes months or years of specialized treatment at facilities like Baylor Scott & White, UT Southwestern, or Parkland’s burn center. Many victims never fully recover their previous abilities, and the costs of wheelchairs, medical equipment, home modifications, and ongoing care can reach millions of dollars over a lifetime.
When negligence takes a loved one, the Texas Civil Practice and Remedies Code Chapter 71 allows certain family members to pursue compensation for funeral expenses, lost financial support, loss of companionship, and mental anguish.[4] No amount of money brings back someone you love, but holding responsible parties accountable provides some measure of justice. Jim Adler & Associates works with vocational experts and medical specialists to document the full impact of catastrophic injuries and fights to recover every dollar needed for medical care, lost income, and the profound changes these injuries cause.
With thousands of Dallas personal injury lawsuits filed, our numbers speak for themselves.
When you have been hurt in an accident, you probably have no idea what comes next or how the legal process actually works. Most people have never filed a personal injury claim before, and the uncertainty adds stress to an already difficult situation. Here is what actually happens when you pursue compensation for your injuries.
After you contact Jim Adler & Associates, we start by learning what happened and collecting the evidence needed to prove your case. This includes obtaining the police report, collecting your medical records, documenting your lost wages, and securing any photos, videos, or witness statements that support your claim. We handle all of this so you do not have to chase down paperwork while you are trying to recover.
During this phase, your most important job is to follow your doctor’s treatment plan and keep records of how your injuries are affecting your daily life. The stronger your medical documentation, the harder it becomes for insurance companies to argue that your injuries are not serious. For more details about timing, see our guide on why personal injury cases take time.
Once we understand the full extent of your injuries and losses, we send a demand to the at-fault party’s insurance company that details exactly what happened, why their insured is responsible, and how much compensation you are owed. The insurance company will respond with its own evaluation of your claim, and in most cases, this is where negotiation begins. According to the Bureau of Justice Statistics, approximately 95% of personal injury cases resolve through settlement during this phase rather than going to trial.[6]
Jim Adler & Associates negotiates aggressively to get you fair compensation without unnecessary delays. Insurance companies know which law firms will accept lowball offers and which ones will take them to court, and The Texas Hammer® has a reputation for fighting. That reputation often motivates better offers at the negotiating table.
If the insurance company refuses to offer fair compensation, we file a lawsuit on your behalf in Dallas County court. According to the Texas Civil Practice and Remedies Code, you have two years from the date of your accident to take this step, so timing matters.[5] Filing a lawsuit does not mean you will end up in a courtroom, because many cases settle during the litigation process once the insurance company sees you are serious.
If your case does go to trial, Jim Adler & Associates is prepared to present your evidence to a jury and fight for the compensation you deserve. We prepare every case as if it will go to trial from the beginning, and that preparation strengthens your position whether your case settles or goes before a judge.
Our Dallas personal injury lawyers help Texans get the financial compensation they deserve. We only get paid if you win.* And we fight to win.
After a serious accident, you are dealing with medical bills, missed paychecks, and pain that affects every part of your daily life. You deserve compensation for all of it. Texas law allows injury victims to recover damages for both the financial losses you can add up on paper and the ways your injuries have changed your quality of life. Jim Adler & Associates fights to recover every dollar the law allows.
Every medical expense related to your injury is recoverable, from the ambulance ride and emergency room visit to surgeries, hospital stays, medications, physical therapy, and any equipment you need during recovery. According to research published in Injury Prevention, medical expenses for serious injuries often reach six figures.[7] Your claim should include not just what you have already paid, but what your doctors expect you will need in the future.
If your injuries will require ongoing treatment, future surgeries, or lifetime care, those projected costs become part of your damage claim. We work with your medical providers to document what treatment you will need and how much it will cost over time. If you cannot afford treatment right now because you do not have insurance or money for upfront costs, Jim Adler & Associates can arrange Letters of Protection with doctors who will provide care now and receive payment from your settlement later.
Your compensation should include every dollar of income you have lost because of your injuries, whether you are an hourly worker who lost regular and overtime pay, a salaried employee who missed out on bonuses, or a self-employed person whose business suffered while you recovered. Benefits like health insurance contributions and retirement matching that you lost during your time away from work are also recoverable.
If your injuries prevent you from returning to your previous job or limit what kind of work you can do in the future, your claim becomes more complex and potentially much larger. A construction worker who can no longer lift heavy materials, a surgeon whose hand injuries ended their career, or a teacher who cannot stand for extended periods may face decades of reduced earning capacity. Jim Adler & Associates works with vocational and economic experts to calculate what these career limitations will actually cost you over your working lifetime.
Some of your most significant losses do not come with receipts. Physical pain from your injuries and the treatment required to heal. Anxiety, depression, or trauma that affects your mental health. The inability to participate in activities you used to love. Scars or disfigurement that change how you see yourself. Texas law recognizes that these losses are real and deserve substantial compensation.
Unlike some states, Texas does not cap non-economic damages in most personal injury cases, which means juries can award what they believe fairly compensates your suffering. Insurance companies try to minimize these damages using computer programs that assign arbitrary low values, but Jim Adler & Associates fights back with evidence showing how your injuries have actually changed your life. Your testimony, medical records, and statements from family members help establish what you have been through and why you deserve full compensation.
One of the first questions people ask is how much it costs to hire a personal injury lawyer. The answer is that you pay nothing upfront and owe nothing unless we win your case. Jim Adler & Associates works on a contingency fee basis, which means our fee comes out of the compensation we recover for you rather than out of your pocket.
If your case settles before we need to file a lawsuit, our fee is 35% of the recovery. If we need to file a lawsuit and litigate your case, the fee is 40% of the recovery. We also advance all case costs like filing fees, expert witness fees, and investigation expenses, and those costs are repaid from your settlement rather than requiring payment from you along the way.
Before we begin working on your case, you will receive a written fee agreement that explains exactly what we charge, and we respond quickly to your requests for clarification about fees and expenses. There are no surprises or hidden fees, and you know exactly what to expect throughout your case.
This fee structure means you can hire experienced legal representation without worrying about how to pay for it while you are out of work and dealing with medical bills. Insurance companies have teams of adjusters and lawyers protecting their interests, and you deserve the same level of resources fighting for yours. Jim Adler & Associates takes the financial risk so you can focus on your recovery.
For more details about how claims work, see our guide on understanding personal injury claims.
The decisions you make in the hours and days after an accident can significantly affect your health, your legal rights, and the compensation you ultimately receive. Insurance companies look for any excuse to deny or minimize claims, so protecting yourself starts right away.
Jim Adler & Associates can take over communication with insurance companies and guide you through the process so you do not make mistakes that could hurt your case. The sooner you call, the sooner we can start protecting your rights.
Texas has specific laws that determine how personal injury cases work, what you can recover, and how fault affects your compensation. Insurance companies understand these rules inside and out and use them to their advantage. Jim Adler & Associates uses the same laws to protect your interests and maximize your recovery. For more on Texas personal injury laws, see our guide on Texas personal injury law basics.
According to the Texas Civil Practice and Remedies Code Chapter 33, you can still recover compensation as long as you are less than 51% at fault for the accident.[8] Your compensation gets reduced by your percentage of fault, so if you are found 20% responsible, you receive 80% of your damages. If you are 51% or more at fault, you recover nothing regardless of how serious your injuries are.
Insurance companies use this rule aggressively by looking for any way to shift blame onto you. They will argue you were speeding, not paying attention, or could have avoided the accident if you had reacted differently. When multiple parties share responsibility, such as a drunk driver, the bar that overserved them, and their employer who let them drive a company vehicle, each defendant tries to shift blame to the others while minimizing their own percentage. Jim Adler & Associates fights to keep your fault percentage as low as possible and pursues maximum recovery from everyone who shares responsibility.
Texas only requires drivers to carry $30,000 per person in bodily injury coverage, and a single emergency room visit can exceed that amount. If the person who hit you carries minimum insurance and your medical bills, lost wages, and pain and suffering add up to $150,000, their policy will only pay $30,000. The rest has to come from somewhere else, or you are left covering it yourself.
This is where your own insurance policies become important. Underinsured motorist coverage, which you purchase as part of your own auto policy, pays the difference between your damages and what the at-fault driver’s insurance covers. Personal injury protection pays your medical expenses and lost wages up to policy limits, regardless of who caused the accident. Many people do not realize they have these coverages or how to access them, and insurance companies will not volunteer this information. Jim Adler & Associates identifies every applicable insurance policy and fights to collect full benefits from each one so every available dollar goes toward your recovery.
The law firm you choose affects everything about your case, from how thoroughly your accident is investigated to how aggressively your claim is negotiated and whether insurance companies take you seriously. Jim Adler & Associates brings decades of combined experience, substantial resources, and a proven track record to every case we handle in Dallas.
Dallas County courts have their own procedures, preferences, and personalities, and understanding how local judges handle cases helps us avoid costly delays and position your claim for the best possible outcome. Defense attorneys representing insurance companies in Dallas are familiar opponents whose strategies, experts, and settlement patterns we have seen many times before. They know The Texas Hammer® does not back down, and that reputation often leads to better settlements without the time and expense of going to trial.
Jim Adler & Associates employs more than 300 team members across Texas, with significant resources dedicated to serving Dallas clients. This includes a legal team of attorneys, investigators, legal assistants, medical records specialists, and support staff who all work together to build the strongest possible case. Insurance companies have entire departments devoted to minimizing what they pay you, and you deserve a firm with the resources to match their efforts and fight for what you are owed.
Being injured in Dallas means dealing with a sprawling metropolitan area that stretches into communities like Plano Texas, where getting to care and appointments can be difficult when you are hurt. Dallas has world-class trauma centers and specialists, including Parkland Memorial Hospital, Baylor University Medical Center, Methodist Dallas Medical Center, and UT Southwestern, but getting to appointments and navigating payment requirements can be a challenge when you are already dealing with pain and financial stress.
Jim Adler & Associates helps connect you with Dallas medical providers who understand injury cases and accept Letters of Protection so you can get treatment without waiting until your case resolves. We coordinate with your doctors to ensure your medical records accurately document your injuries and limitations, which strengthens your claim when it is time to negotiate with insurance companies.
If your current attorney does not return your calls, is pushing you to accept a settlement that feels too low, or simply does not seem to have the resources to fight your case effectively, you have the right to change representation at any time. Switching lawyers mid-case is more common than most people realize, and it does not have to set your case back or cost you additional fees.
Jim Adler & Associates regularly takes over cases from other firms. We review what has been done, identify what has been missed, and work to strengthen your case from where it stands. The Texas Hammer® can step in and fight for the compensation you deserve, even if your case is already in progress. For more information, see our guide on switching lawyers mid-case.
After an injury in Dallas Texas, every day matters because evidence disappears, deadlines approach, and insurance companies are already working against you. The sooner you call Jim Adler & Associates, the stronger your case becomes. Our Dallas personal injury lawyers are ready to fight for you starting today, including clients in nearby communities like Arlington, Frisco, and Plano.
Jim Adler & Associates serves clients in English and Spanish throughout Dallas and North Texas, including Fort Worth. Call now for your free consultation to learn how The Texas Hammer® can help you get the compensation you deserve. You pay no fees unless we recover compensation for you.*
When you have been seriously injured, you need answers about what comes next and how to protect yourself. The following questions cover what Dallas personal injury victims ask most often about the legal process, working with a lawyer, and getting fair compensation. Need specific guidance about your situation? Call Jim Adler & Associates for a free consultation.
Jim Adler & Associates uses a clear fee structure that is explained in writing before any work begins. If your case settles before we need to file a lawsuit, our fee is 35% of the recovery. If we need to file suit and litigate your case, the fee is 40% of the recovery.
All fees are contingent on winning your case, which means if we do not recover money for your injuries, you owe nothing for attorney fees. You pay no fees unless we recover compensation for you.*
There are no upfront costs to hire a personal injury lawyer at Jim Adler & Associates. We work on a contingency basis, meaning you pay nothing unless we win your case. Our fee is 35% if your case settles before filing a lawsuit and 40% if we need to file suit and litigate.
Free consultations mean you can learn about your rights and options without any obligation or pressure to sign anything. Jim Adler & Associates reviews your case, explains the process, and helps you understand potential outcomes so you can make an informed decision about how to proceed.
Injuries like soft tissue damage, mild traumatic brain injuries, nerve damage, chronic pain conditions, and post-traumatic stress are often the most difficult to prove because they do not show up clearly on X-rays or MRIs. Insurance companies aggressively dispute these injuries precisely because they cannot see them on imaging, and they use that lack of visible proof to argue you are not as hurt as you claim.
The challenge with invisible injuries is that your pain is very real, even when tests come back normal. You know something is wrong because you cannot sleep, you cannot concentrate, or you cannot do the things you used to do without pain. Insurance adjusters dismiss these complaints as exaggeration or claim you are faking because they cannot point to a broken bone on an X-ray.
Jim Adler & Associates fights back with comprehensive medical documentation, physical therapy records, and expert testimony that validates your pain. We work with doctors who understand how to document soft tissue injuries, neurologists who can explain the effects of mild traumatic brain injuries, and mental health professionals who can testify about post-traumatic stress. We also collect evidence showing how your daily life has changed, including statements from family members, coworkers, and others who have witnessed your struggles since the accident.
Personal injury settlements are often reached through settlement negotiations rather than going to a jury. For cases that do go to trial in Dallas County courts, success depends on the strength of evidence, credible medical documentation, and skilled legal representation. Your specific odds depend on multiple factors unique to your case.
Remember that winning does not always mean going to trial. A fair settlement that covers your damages is a win because you get compensated faster and avoid the stress and uncertainty of a courtroom. The goal is to get you the compensation you deserve, whether through negotiation or trial. The Texas Hammer® protects your rights and fights for maximum compensation, which significantly improves your odds of a successful outcome.
Personal injury cases in Dallas typically take anywhere from a few months to several years, depending on complexity, injury severity, and whether litigation becomes necessary. Simple cases with clear liability and completed medical treatment might settle within three to six months, while complex cases involving severe injuries, disputed liability, or multiple defendants can take two years or more to resolve.
The initial investigation and medical treatment phase usually takes several months because you need to reach maximum medical improvement before your doctors can assess the full extent of your injuries and future needs. Rushing to settle before understanding your complete damages often results in inadequate compensation because insurance companies know you might need additional treatment later.
Jim Adler & Associates works to resolve cases efficiently while maximizing the value of your claim. We push insurance companies to negotiate fairly without unnecessary delays and prepare every case for trial from the beginning, which often motivates faster settlements. We keep you informed throughout the process with case updates and assistance so you understand why certain steps take time.
In Texas, injury victims may recover for both economic and non-economic damages. Medical expenses form the foundation of most claims and include emergency treatment, surgeries, hospital stays, doctor visits, medications, medical equipment, and physical therapy. If you will need ongoing treatment, additional surgeries, or lifetime care, those projected costs are included in your claim as well.
Lost income covers both past and future earnings, including every day of work missed due to your injuries. If your injuries prevent you from returning to your previous job or reduce your earning capacity, you can claim the difference between what you could have earned and what you can earn now over your working lifetime.
Pain and suffering damages recognize that injuries cause more than financial losses. Physical pain, emotional distress, anxiety, depression, and loss of enjoyment all deserve compensation even though they do not come with receipts. In cases involving gross negligence, such as drunk driving accidents, punitive damages may also apply to punish the wrongdoer and deter similar conduct. Jim Adler & Associates fights to recover every available category of damages and documents all losses comprehensively.
Even minor accidents can benefit from legal representation, especially when injuries are not apparent right away or when insurance companies dispute your claim. What seems minor at the scene can develop into serious medical issues days or weeks later because soft tissue injuries, concussions, and back problems often have delayed symptoms that worsen over time. By the time you realize how badly you are hurt, you may have already said something to an insurance adjuster or accepted a settlement that cannot be undone.
Insurance companies are especially aggressive with unrepresented victims in what they call minor accidents. They know you probably do not understand what your claim is worth, and they use that to their advantage. They offer quick settlements of a few thousand dollars for injuries that might require months of physical therapy or leave you with chronic pain. Once you sign a release, you give up your right to seek additional compensation, even if your injuries turn out to be far worse than anyone expected.
Remember that minor is a relative term defined by the insurance company, not by how much you are actually suffering. What they call minor might involve thousands of dollars in medical bills, weeks of missed work, and pain that affects every part of your daily life. Property damage that seems minor can also be deceptive because modern vehicles contain expensive technology that might be damaged without visible signs, and frame damage that affects safety and value is not always apparent.
The Texas Hammer® ensures you get fair compensation regardless of how the insurance company tries to characterize your accident. Jim Adler & Associates offers free consultations to evaluate whether legal representation would benefit your situation, and we can tell you honestly whether your case needs a lawyer or whether you can handle it on your own.
Yes, you can still recover compensation even if you were partially at fault for the accident. According to the Texas Civil Practice and Remedies Code, Texas follows modified comparative negligence rules that allow you to recover as long as you are less than 51% at fault.[8] Your recovery is reduced by your percentage of fault, so if you are 20% at fault with $100,000 in damages, you would receive $80,000.
This system recognizes that accidents often involve shared responsibility. You might have been going a few miles over the speed limit when another driver ran a red light and hit you. You could have been checking your mirror when someone made an illegal lane change into your vehicle. These minor contributions do not eliminate your right to compensation for injuries caused primarily by another driver’s negligence.
Insurance companies aggressively push fault onto victims to reduce what they pay by claiming you were speeding slightly, following too closely, or not paying complete attention. Every percentage point of fault they assign means less money out of their pocket. They hire accident reconstruction experts specifically to find ways to shift blame onto you, and they twist your own statements to support their version of events.
Jim Adler & Associates fights these blame-shifting attempts by investigating thoroughly and hiring our own experts who provide honest assessments rather than biased opinions favoring insurance companies. We gather evidence showing the other driver’s primary responsibility and counter every argument designed to inflate your fault percentage. The Texas Hammer® protects you from unfair blame and fights to maximize your recovery even in complex liability situations.
Uninsured motorist accidents create additional challenges, but they do not eliminate your options for compensation. According to the Texas Department of Insurance, Texas law requires minimum liability insurance, but many drivers operate without coverage despite this requirement.[9] Your own uninsured motorist coverage becomes the primary source of recovery in these situations.
Uninsured motorist coverage, which you purchase as part of your own auto policy, pays for injuries caused by uninsured drivers. If you have this coverage, it acts like the at-fault driver’s liability insurance would have, allowing you to file a claim with your own insurer for medical bills, lost wages, and pain and suffering up to your policy limits. Personal injury protection on your policy provides additional medical expense coverage regardless of fault or the other driver’s insurance status.
The at-fault driver’s personal assets might provide some recovery, though this is often limited. Jim Adler & Associates investigates whether they have attachable assets, wages, or property, and we look into whether they have insurance they lied about or coverage through household members. The Texas Hammer® investigates every potential source of recovery to maximize what you receive.
Every personal injury case has unique value based on specific factors, including injury severity, medical expenses, lost income, pain and suffering, and available insurance coverage. Medical expenses typically form the baseline for case valuation, but lost income varies dramatically depending on your earnings and how your injuries affect your ability to work. A minimum wage worker missing two weeks has different losses than a surgeon who can no longer operate, and younger workers have more years of lost earnings to account for.
Pain and suffering multipliers typically range from 1.5 to 5 times economic damages for moderate injuries, though severe or permanent injuries can justify higher amounts. Insurance companies use computer programs that suggest low multipliers, while experienced attorneys fight for fair compensation that reflects how your injuries have actually affected your life.
Available insurance coverage often limits what you can practically recover. Texas minimum coverage of $30,000 per person will not fully compensate for serious injuries, but multiple policies, umbrella coverage, or commercial policies provide better recovery potential. Jim Adler & Associates provides free case evaluations to assess your specific claim and fights to maximize your recovery based on your unique circumstances rather than accepting insurance company formulas.
Don’t let insurance companies minimize your injuries or pressure you into accepting less than you deserve. Every day you wait, evidence disappears, witnesses forget, and deadlines approach. The insurance company already has adjusters and lawyers working to pay you as little as possible. You need The Texas Hammer® fighting just as hard for your rights.
Jim Adler & Associates has recovered over $1 billion for injured Texans because we know how to win. Your injuries are real. Your bills are mounting. Your life has been disrupted. You deserve compensation for all of it. Medical expenses, lost wages, pain and suffering, and future needs should all be covered. But insurance companies won’t volunteer fair payment. They need to be forced through aggressive representation.
Available in English and Spanish, call Jim Adler & Associates now. Get your free consultation. Get answers. Get The Texas Hammer® fighting for you. The insurance company hopes you’ll wait. Don’t give them that advantage. Call today and let us start building your case.
[1] Insurance Research Council. (1999). Paying for auto injuries: A consumer panel survey of auto accident victims. Insurance Research Council.
[2] NBC DFW Investigates. (2024). Driven to death: Dallas traffic death rate worst among 10 largest U.S. cities. NBC DFW. https://www.nbcdfw.com/investigations/driven-to-death-dallas-traffic-death-rate-worst-among-10-largest-u-s-cities/3373511/
[3] Onkst, N. (n.d.). Why Texas has the highest number of workplace deaths. Inc. https://www.inc.com/natalie-onkst/why-texas-has-the-highest-number-of-workplace-deaths/91202863
[4] Texas Civil Practice and Remedies Code, Chapter 71 – Wrongful Death; Survival; Injuries Occurring Out of State. Texas Legislature. https://statutes.capitol.texas.gov/docs/cp/htm/cp.71.htm
[5] Texas Civil Practice and Remedies Code, Chapter 16 – Limitations. Texas Legislature. https://statutes.capitol.texas.gov/docs/cp/htm/cp.16.htm
[6] U.S. Department of Justice, Office of Justice Programs, Bureau of Justice Statistics. (1995). Tort cases in large counties: Civil Justice Survey of State Courts, 1992 (NCJ 153177). https://bjs.ojp.gov/library/publications/tort-cases-large-counties-civil-justice-survey-state-courts-1992
[7] Peterson, C., Xu, L., & Florence, C. (2019). Average medical cost of fatal and non-fatal injuries by type in the USA. Injury Prevention, 27(1), 24-33. https://pmc.ncbi.nlm.nih.gov/articles/PMC7326639/
[8] Texas Civil Practice and Remedies Code, Chapter 33 – Proportionate Responsibility. Texas Legislature. https://statutes.capitol.texas.gov/docs/cp/htm/cp.33.htm
[9] Texas Department of Insurance. (n.d.). Auto insurance. Consumer publication CB020. https://www.tdi.texas.gov/pubs/consumer/cb020.html
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